Specialist - Card Products and Open API at MTN Nigeria

Reports To: Manager - Core Wallet

Division: MoMo Payment Service Bank (MoMo PSB)

Description:

Strategy & Planning

• Support the development of product strategy aligned with fintech goals and market dynamics.
• Provide insights and reporting to guide the evolution of card and API offerings.

Product Lifecycle Management

• Lead end-to-end delivery of card products, from design to launch and optimization.
• Manage Open API integrations for collections and disbursements with external partners.
• Define and prioritize product backlogs based on customer insights and business goals.

Partner & Technical Coordination

• Oversee partner onboarding, including vetting, negotiation, and go-live processes.
• Collaborate with internal and third-party development teams to ensure timely delivery and risk mitigation.
• Drive testing, UAT, and quality assurance across product lines.

Performance & Reporting

• Monitor KPIs and product performance across cards and APIs.
• Analyze customer feedback to inform continuous improvement.
• Prepare periodic and ad hoc reports on product status and strategic alignment.

Governance & Compliance

• Contribute to strategic and tactical meetings, risk planning, and policy updates.
• Support documentation for approvals, change initiatives, and vendor evaluations.
• Manage product-related budgets and support cost optimization efforts.

Education:

• First degree in Computer Science, Engineering, or related field
• Relevant postgraduate education is an advantage
• Certification in Product Management, Agile Delivery, API Management, or Digital Financial Services is advantageous

Experience:

Minimum of 3 - 7 years of experience in Fintech Payments, Ecommerce or Telecommunication industry

• At least 3 years in card product development and Open API integration
• Proven experience in managing card products (virtual and physical) and mobile app development.
• Strong background in partner onboarding, API lifecycle management, and commercial negotiations.
• Experience with Agile delivery frameworks and cross-functional team leadership.
• Familiarity with Nigerian and global fintech ecosystems and best practices
• Abreast of global mind-set and best practice