SME Relationship Officer at Elizabeth Maddeux

Job Summary

• The SME Relationship Officer is responsible for identifying, acquiring, and managing Small and Medium Enterprise (SME) clients to grow the bank’s loan portfolio and deposit base.
• The role involves marketing the bank’s financial products, building strong customer relationships, conducting credit assessments, and ensuring timely loan repayment.

Key Responsibilities

• Identify and onboard new SME customers within target markets.
• Develop and maintain long-term relationships with SME customers.
• Conduct preliminary credit assessments and business evaluations.
• Monitor SME loan portfolios to ensure quality and performance.
• Ensure all customers on boarding processes comply with KYC and AML requirements.

Qualifications & Experience

• Bachelor’s degree in business administration, Marketing, Banking & Finance, Economics, or related field.
• 3-5 years’ experience in SME banking, sales, or business development.
• Experience in microfinance or financial services is an advantage.
• Strong understanding of SME business operations and credit analysis.
• Proficiency in Microsoft Office and basic financial analysis.

Skills & Competencies:

• Strong sales and negotiation skills
• Relationship management and customer service orientation
• Good credit assessment and analytical skills
• Result-driven and target-oriented
• Excellent communication and interpersonal skills
• Ability to work independently and in the field.

Compensation

• Salary: N200,000 - N500,000 / month (Net)
• Bonuses based on a monthly target of 80%.
• Health Insurance
• Employer Contributory pension.