Smart Loan Officer at Microcred Group

Job Description

• Pre-loan disbursement
• Promote/Market BAobab’s products to prospective clients
• Visit and evaluate potential client businesses
• Visit co-debtor, guarantor’s house and businesses
• Analyse financial data of client’s businesses
• Analysis of quantitative and qualitative data of client businesses and households
• Prepare loan documents for credit committee
• Present loan files to credit committee
• Enter Loan files in the MIS
• Post-Loan Disbursement
• Conduct monitoring visits to business
• Follow-up on loan repayment
• Manage loan recovery from active and write-off client until the last
• Assess the impact of loan before renewal
• Target Disbursement volume per client: 50,000 - 4,000,000

Requirement

• HND/Degree in Marketing or Sale experience
• Good communication skills, especially verbal communication
• Field-oriented person
• Persuasive skills
• Moderately analytical