Settlement & Reconciliation Officer at HabariPay

Job Summary 

• We are looking to hire a Settlement & Reconciliation Officer to manage transaction processing, ensure timely settlement of financial activities, and maintain accurate reconciliation of accounts.
• To be successful in this role, you should have previous experience as a settlement & Reconciliation Officer in a bank or financial institution. Our ideal candidate should combine an eye for details, excellent people management skills with a goal-driven mindset. 
• Ultimately, you will ensure your area of responsibility meets and exceeds the expectations of our business objectives and contributes to our company’s success 

Job Duties and Responsibilities:

• Perform daily reconciliation of all financial transactions across various payment channels (cards, POS, transfers, mobile money, etc.).
• Validate and match incoming and outgoing settlement reports with transaction records from internal systems.
• Investigate and resolve transaction mismatches, chargebacks, and settlement disputes promptly.
• Liaise with banks, payment processors, and other financial partners to ensure timely settlement of funds.
• Maintain accurate records of reconciliations, settlements, and resolution actions for audit purposes.
• Generate and share reconciliation and settlement reports with relevant internal teams.
• Work with IT and product teams to resolve system-related reconciliation issues.
• Support end-of-day, month-end, and year-end financial closure processes.
• Ensure compliance with regulatory and internal financial reporting standards.
• Participate in the development and improvement of reconciliation and settlement processes and tools.

Requirements

• Bachelor’s degree or equivalent in Finance, Accounting, or related field from an accredited university
• 2-5 years of experience in settlements, reconciliation, or financial operations (preferably in a fintech, bank, or payment service provider).
• Strong analytical and problem-solving skills.
• High attention to detail and accuracy.
• Proficiency in Excel and reconciliation tools; knowledge of ERP or financial software is an advantage.
• Familiarity with payment systems, transaction flows, and financial products.
• Excellent communication and interpersonal skills.
• Ability to multitask and meet deadlines.