Senior Credit Officer at E-Barcs Microfinance Bank Limited

Responsibilities

• Review and analyze credit applications and financial statements to determine creditworthiness
• Assess credit risk and make recommendations for credit limits and terms
• Monitor and manage credit exposures, including reviewing customer accounts and conducting periodic credit reviews
• Collaborate with internal teams to resolve credit-related issues and ensure timely payment of outstanding balances
• Provide guidance and support to junior credit specialists as needed
• Stay up-to-date with industry trends and regulations related to credit management

Qualifications

• Bachelor's Degree in Finance, Accounting, or a related field
• Minimum of 5 years of experience in credit analysis or a similar role
• Strong understanding of banking operations and procedures
• Proficiency in using financial analysis tools and software
• Excellent mathematical skills with the ability to perform complex calculations
• Attention to detail and strong analytical skills
• Ability to effectively communicate complex financial information to both internal teams and external customers.