Risk Officer at Westfield Consulting

Responsibilities

• Develop, implement, and maintain the bank’s Enterprise Risk Management (ERM) framework in line with regulatory guidelines
• Conduct regular risk assessments across business units to identify and mitigate operational, credit, market, and compliance risks.
• Monitor loan performance, credit exposure, and non-performing loans while ensuring proactive recovery strategies.
• Ensure compliance with statutory and regulatory requirements and monitor adherence to internal risk policies and procedures.
• Review and analyze credit requests, perform due diligence, and ensure proper KYC/documentation before loan disbursement.
• Participate in credit and risk management committees, and policy formulation dashboards, and updates for senior management and regulators.
• Conduct periodic stress testing and scenario analysis to anticipate potential threats.
• Collaborate with internal departments to enhance risk awareness and promote a risk-conscious culture.
• Provide recommendations for improvement of internal controls and operational processes.
• Supervise and support risk management staff and ensure continuous development of risk monitoring strategies.

Qualifications & Experience

• Bachelor’s degree in Finance, Accounting, Economics, or related field.
• Minimum of 1 - 2 years of experience in credit analysis or credit risk.
• Strong understanding of financial statements, credit metrics, and risk management practices.
• Strong analytical, critical thinking, and problem-solving skills.
• Excellent communication and report-writing abilities.
• High level of integrity, attention to detail, and confidentiality.