Relationship Manager, Commercial Banking Divison - Anambra at Access Bank

• As a Relationship Manager in Commercial Banking, you’ll give leadership and direction required to ensure that customer relationships are developed and maintained by providing excellent financial products and services that add value to the customer while minimizing costs and risk to the bank. You’ll acquire, manage, retain meaningful relationships with our customers, using your financial knowledge to offer thoughtful solutions to help address their financial needs.

Functions & Responsibilities

• Draw up work schedules for identifying and marketing prospective customers
• Maintain good public relations with current and prospective customers
• Plan and report on Marketing calls for the unit
• Structure credit facilities to address customers' needs and prepare/review credit proposals with the Group Head
• Monitor and ensure customers’ compliance with credit agreements
• Loan recovery/remediation
• Present to and defend proposals before the Credit Committee
• Provide on-the job training for Account Officers
• Negotiate foreign exchange and credit rates with customers within limits set by the bank to ensure maximum profitability to the bank
• Monitor the unit’s performance against monthly/quarterly/annual plans
• Prepare the Team’s annual budget for consolidation and incorporation into the Group budget by the Group Head
• Prepare and present the Unit’s Monthly Profitability Report (MPR) to the Group
• Appraise supervised Account Officer(s)
• Achieve all financial objectives and ratios
• Prepare periodic reports for Regional Head
• Perform other duties as may be assigned by the Zonal Head

Requirements

Desired Skills

• Minimum of 5 years of experience in a bank, 2-3 years of which should have been in a team position.
• A good first degree in any discipline. Relevant Masters’ degree and/or a recognized professional certification will be an advantage.
• Good analytical aptitude and proven ability to learn and exert sound judgment
• Consistently demonstrate strong attention to details.
• Ability to be client focused and results oriented
• Excellent verbal and written communication skills
• Consistently demonstrate a professional attitude
• Knowledge of treasury services products is a plus
• Credit skills/experience (i.e., financial accounting, commercial lending, industry awareness, loan structuring, etc.)
• Knowledge of credit and the credit approval process; able to work with business and risk officers, product partners ‎and clients on credit requests‎ and issues
• Proven planning, negotiation and organizational skills; able to prioritize and manage multiple client requests and projects