Regulatory Compliance Officer at Credit Direct Limited

Job Summary

The Compliance Officer is expected to provide comprehensive support to the organisation to ensure that the organisation’s operations, policies and procedures adhere to relevant laws, regulations and industry standards, whilst promoting ethical conduct, risk mitigation and regulatory compliance across board.

Job Requirements: 

Education/ Professional Qualification

• B.Sc. in Law (LL.B/B.L), Finance, Accounting, Business Administration, Economics, or a related field. 
• Membership or certification from a recognised compliance or risk body: Certified Compliance Professional (CCP), Designated Compliance Professional (DCP), ACAMS (Certified Anti-Money Laundering Specialist), ICA Diploma in Compliance, or equivalent.
•  Additional certifications in AML/CFT, data protection (NDPR, GDPR), or financial crime compliance are desirable.

Experience:

• Minimum 3 to 5 years of relevant experience in compliance, legal, risk, or regulatory affairs within a bank, finance company, or regulated financial services institution. 
• Demonstrable hands-on experience in at least two of the core areas: regulatory submissions, AML/CFT compliance, internal compliance monitoring, or policy development.
•  Familiarity with CBN regulatory requirements for finance companies, including the CBN Guidelines for Finance Companies, AML/CFT/CPF Regulations, and Consumer Protection Framework. 
• Exposure to NDPR/NDPA data protection obligations, NFIU reporting requirements, and financial crime compliance is required. 
• Experience in fintech, digital lending, or consumer finance environments is strongly preferred.

Competencies Requirements:

Technical

• Deep understanding of CBN regulatory framework for finance companies: prudential guidelines, AML/CFT/CPF regulations, Consumer Protection Framework, and CBN Know Your Customer (KYC) Manual. 
• Comprehensive knowledge of AML/CFT/CPF policies, KYC/CDD/EDD procedures, sanctions screening, PEP identification, and Suspicious Transaction Reporting (STR/CTR). 
• Knowledge of CAMA 2020, FCCPA, EFCC Act, and other relevant Nigerian legislation applicable to consumer finance companies. 
• Understanding of risk-based compliance monitoring, compliance testing methodologies, and regulatory examination management. 
• Awareness of fintech regulatory developments, open banking regulations, and digital financial services compliance requirements.

Behavioral

• Entrepreneurial Mindset 
• Excellence 
• Execution 
• Energy 
• Empathy 
• Evolution 
• Emotional Intelligence
•  Decision-Making 
• Result Oriented 
• Communication written & verbal 
• Stakeholder Management 
• Analytical Thinking 
• Managing Risk