Portfolio Risk Analyst at The Concept Group

Role Summary

• We’re looking for a Portfolio Risk Analyst to monitor, analyze, and improve the performance of our loan and lease portfolios. This role focuses on identifying credit risk, tracking trends, strengthening collections, and providing clear, data-backed insights to management to improve returns and reduce losses.

Key Responsibilities

• Analyze loan and lease portfolios to identify risk, trends, and opportunities
• Monitor key risk metrics (PD, LGD, EAD) and recommend adjustments
• Track defaults, concentration risk, and stress losses
• Prepare regular portfolio performance and risk reports for management
• Monitor compliance with credit and risk policies
• Oversee the collections team and improve debt recovery processes
• Provide insights and recommendations to improve credit quality and processes
• Train team members on risk trends and best practices.

What Success Looks Like

• Improved portfolio performance and reduced risk exposure
• Clear, accurate, and timely risk reports
• Stronger debt collection outcomes
• Better compliance with credit policies
• Actionable insights that management can actually use.

Key Requirements

• Bachelor’s degree in Finance, Accounting, or a related field with a minimum of 5 years’ experience in portfolio risk, credit risk, or collections (financial services preferred)
• Strong understanding of credit risk management and loan portfolios
• Advanced Excel skills and strong reporting ability
• Experience supervising or working closely with collections teams
• Strong analytical, communication, and decision-making skills.

Salary Budget
N380,000 / Month.