Micro Relationship Officer at Addosser Microfinance Bank

Locations: Lagos Island, Mainland - Lagos

Main Responsibilities

• Sourcing for Micro loan clients in identified market zones.
• Creation of quality risk assets monthly.
• Rendering financial advice to customers.
• Ensure credit appraisal & cash flow analysis of clients.
• Ability to analyze and interpret financial statements.
• Loan packaging and documentation.
• Conducts credit check on borrowers and their guarantors.
• Follow up on delinquent loans & immediately refersame to supervisor.
• Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentation duly completed, executed and submitted.
• Ensure all approved loan are disbursed timely.
• Ensure PAR is within tolerable level as specified by management.

Relevant Skills, Qualification, Attributes and Experience

• HND / University Degree in Banking, Accounting, Economics or other related field.
• At least 2 - 3 years’ experience in a Micro Finance Institution.
• Good understanding of business process.
• Applicant must be Hardworking.
• Must be a self- motivated person.
• Excellent interpersonal & numerical skills.
• Excellent team player.