Loan Officer at Koloó

Continually grow market share (specific to target market) by effective management of individual customer relationships;

Market / sell Koloó product and service offerings to target customers

Create, manage and own risk assets, through a very thorough customer selection and controlled risk availment process without compromising portfolio profitability, and in compliance with management policies.

Define market specific strategies.

Initiate credit requests that meet set risk acceptance criteria and target market definition.

Obtain adequate information in respect of each facility request/prospect to conduct preliminary credit screening.

Perform preliminary credit screening to confirm that facility requests meet Koloó’s target market and risk acceptance criteria.

Create credit facility proposals for individual/business credits within stipulated limits and guidelines as defined by risk management policies and procedures.

Manage risk exposures in line with approved risk management policies.

Develop and implement appropriate responses on a case-by-case basis to manage delinquency.

Proactively identify potential delinquency in existing exposures on a continuous basis and support the risk management function in ensuring efficient administration of all credit recovery activities.