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  • Posted: Jan 21, 2022
    Deadline: Feb 28, 2022
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  • Koloó is a fintech product targeted at providing financial services to the informal sector. Koloó provides savings products and credit facilities to SMEs.
    Read more about this company

     

    Loan Officer

    • Continually grow market share (specific to target market) by effective management of individual customer relationships;

    • Market / sell Koloó product and service offerings to target customers

    • Create, manage and own risk assets, through a very thorough customer selection and controlled risk availment process without compromising portfolio profitability, and in compliance with management policies.

    • Define market specific strategies.

    • Initiate credit requests that meet set risk acceptance criteria and target market definition.

    • Obtain adequate information in respect of each facility request/prospect to conduct preliminary credit screening.

    • Perform preliminary credit screening to confirm that facility requests meet Koloó’s target market and risk acceptance criteria.

    • Create credit facility proposals for individual/business credits within stipulated limits and guidelines as defined by risk management policies and procedures.

    • Manage risk exposures in line with approved risk management policies.

    • Develop and implement appropriate responses on a case-by-case basis to manage delinquency.

    • Proactively identify potential delinquency in existing exposures on a continuous basis and support the risk management function in ensuring efficient administration of all credit recovery activities.

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