Loan Officer at Fina Trust Microfinance Bank

Locations: Ojo, Ladipo, Idumota - Lagos

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits.
• Interview applicants to determine financial eligibility and feasibility of granting loans.
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information.
• Justify decisions (approvals/rejections) and report on them.
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records.
• Assess customer needs, explore all options and introduce different types of loans.
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas.
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process.
• Οperate in compliance with laws and regulations and adhere to lending compliance guideline.

Requirements

• Minimum of National Diploma in any field.
• A minimum of 2 years experience as a loan officer.
• Outstanding interpersonal and communication skills.
• Customer service-oriented with exceptional sales skills.
• Promixity to any of the following listed locations will also be considered - Ojo, Ladipo, Idumota.