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  • Posted: Jan 28, 2021
    Deadline: Jan 31, 2021
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    Our mission: building a responsible group of financial institutions dedicated to microfinance. MicroCred was founded in 2005, through the initiative of Arnaud Ventura, founder and CEO, by PlaNet Finance and partners shareholders. MicroCred Holding is an investment company that invests in and manages responsible institutions and provides them with the...
    Read more about this company


    Loan Marketer

    Locations: (Wuse, Garki, Nyanya) Abuja and (Kafanchan, Zaria, Tuduwada, Kachia, Kawo) Kaduna

    Locations: (Ikeja, Mushin, Ajah, Sango - Ota, Ikorodu, Yaba, Egbeda, Broadstreet, Tradefair, Alaba) Lagos and (Dugbe, Ibadan, Bodija) Oyo
    Employment Type: Full-time
    Reporting to: Branch Supervisor

    Main Responsibilities
    Mission 1: Pre-loan disbursement:

    • Promote/Market BAobab’s products to prospective clients
    • Visit and evaluate potential client businesses
    • Visit client’s personal house
    • Visit co-debtor, guarantor’s house and businesses
    • Analyze financial data of client’s businesses
    • Analysis of quantitative and qualitative data of client businesses and households
    • Prepare loan documents for credit committee
    • Present loan files to credit committee
    • Enter Loan files in the MIS

    Post-Loan Disbursement:

    • Conduct monitoring visits to business and households
    • Follow- up on loan repayment
    • Manage loan recovery from active and write-off client until the last
    • Assess the impact of loan before renewal

    Portfolio Management Guide:

    • Portfolio transfer and other clearance is compulsory for all existing portfolio manager
    • Portfolio handover will include description of each debtor and co-debtor’s business and residential address.
    • Collateral and location of collateral
    • Guarantor and guarantor’s business address
    • It will be regarded as a credit fraud if portfolios are properly transferred upon exit from Baobab Microfinance Bank Limited. This will be reported to relevant authorities including CBN, NDIC and the Nigeria police for prosecution
    • Portfolio Manager has the responsibility to provide information about the bank's client, co debtor or guarantor and their details even after exit from the system, if it is required.


    • HND/BSC Minimum with 1 year work experience.
    • Basic Knowledge in accounting, finance and mathematics
    • Previous work Experience or training In sales (Preferred)

    Required Skills:

    • Fluent in English (Written/spoken)
    • Detail Oriented
    • Target oriented
    • Articulate and well spoken
    • High level of integrity
    • Dynamic and motivated and individuals who like to work outdoors

    Method of Application

    Interested and qualified candidates should send their Application and CV to: cc: using the "Job Title" as the subject of the email.

  • Send your application

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