Loan Collection Officer at MacTay Consulting

Our client is looking to hire Field Sales Agents in Ikeja to evaluate the financial status of loan applicants. The candidate will also work with the team lead to authorizing loan approval, open bank accounts where necessary, make cash deposits and update account records. Candidates should be available to follow up on clients.

Work Hours: 8 am - 5 pm

Incentives: HMO and Pension.

Salary: N80,000

Job Responsibilities:

• Research and source for customers looking to open bank accounts for personal or corporate use.
• Process applications and open bank accounts on their behalf.
• Meet with loan applicants to identify their needs and collect information for loan applications.
• Analyze active loan files regularly and recommend solutions to speed up the loan process.
• Complete loan contracts and teach clients about policies and regulations.
• Interview applicants to establish debt payment plans.
• Submit loan applications in a timely manner.
• Monitor and update account records.
• Prepare detailed loan proposals.
• Reject loan applications and explain deficiencies to applicants.
• Respond to applicants' questions and resolve any loan-related issues.
• Operate in compliance with laws and regulations.

Job Requirements:

• OND, HND, BSc in finance or its equivalent.
• A minimum of 1-year experience as a loan officer.
• Sufficient understanding of local, state, and federal loan regulations.
• In-depth knowledge of computers and banking software.
• Outstanding interpersonal and communication skills.
• Customer service-oriented with exceptional sales skills.