Liability Generation Manager at Kredi Bank

About the job

The Liability Generation Manager will be responsible for driving the Bank’s deposit mobilization strategy and growing its liability portfolio by acquiring and managing high-value individual, corporate, SME, institutional, and public sector relationships. The role requires a highly driven business development professional who can consistently deliver funding targets, build strategic partnerships, and lead initiatives that enhance customer acquisition, retention, and portfolio growth.

• The ideal candidate must possess strong sales, relationship management, negotiation, and business development skills with a proven record of mobilizing deposits within the banking or financial services industry.

Key Responsibilities

• Develop and execute strategies to achieve assigned liability generation and deposit mobilization targets.
• Identify, acquire, and onboard new high-value customers across retail, SME, corporate, institutional, and public sector segments.
• Grow and manage a sustainable liability portfolio while ensuring strong customer retention.
• Build and maintain long-term relationships with existing and prospective clients.
• Drive business development initiatives to increase low-cost and stable deposits.
• Identify new market opportunities, partnerships, and distribution channels to expand the Bank’s deposit base.
• Conduct regular client visits, presentations, and business meetings to generate new business.
• Cross-sell the Bank’s products and services to deepen customer relationships and increase wallet share.
• Monitor competitor activities, market trends, and customer needs to develop effective acquisition strategies.
• Prepare and present periodic sales performance, pipeline, and portfolio reports.
• Ensure compliance with all regulatory, operational, and internal policies in customer acquisition and account management.

Requirements

• Bachelor’s Degree or HND in Business Administration, Banking & Finance, Economics, Marketing, or a related discipline.
• Minimum of 5 years’ experience in liability generation, deposit mobilization, relationship management, business development, or sales within a commercial bank, microfinance bank, fintech, or other financial institution.
• Demonstrated track record of consistently meeting or exceeding deposit mobilization targets.
• Strong network of HNI, SME, corporate, and institutional clients.
• Excellent negotiation, presentation, communication, and relationship management skills.
• Strong understanding of banking products, treasury deposits, and liability management.
• Ability to work independently with minimal supervision while delivering aggressive business targets.
• Proficiency in Microsoft Office Suite (Excel, Word, and PowerPoint).