Legal and Compliance Officer at Grace Moni Limited

Job Description

• We are seeking an experienced and proactive Company Lawyer to join our team, specializing in loan and peer-to-peer (P2P) lending regulations.
• This role is crucial in ensuring our operations comply with applicable laws, managing legal risks, and providing strategic legal advice on all lending and financial transactions.

Key Responsibilities

• Regulatory Compliance: Ensure the company’s lending practices comply with federal and local regulations, including loan processing, interest rate caps, and borrower rights.
• Drafting and Reviewing Contracts: Draft, review, and negotiate loan agreements, partnership contracts, terms and conditions, and other legal documents related to P2P lending.
• Risk Management: Identify potential legal risks in loan agreements and propose solutions to mitigate them, ensuring the company’s interests are protected in all transactions.
• Advisory Support: Advise management on legal implications of business decisions, including changes in lending regulations, privacy laws, and consumer protection.
• Dispute Resolution: Handle loan-related disputes, coordinate with third-party collection agencies if necessary, and manage any litigation that arises.
• Corporate Governance: Support compliance with corporate governance and assist in preparing documents for board meetings and shareholder communications.
• Policy Development: Assist in developing and updating company policies in line with legal changes in lending, privacy, and data security.

Qualifications

• Education: Bachelor’s Degree in Law (LLB).
• Licensing: Admission to the Nigeria Bar.
• Experience: Minimum of 2 years of experience in a legal role, ideally with a focus on financial services, lending, or fintech.

Skills:

• Strong understanding of lending regulations, financial laws, and P2P lending compliance.
• Excellent contract drafting and negotiation skills.
• Ability to analyze complex legal issues and provide actionable advice.
• Strong interpersonal skills, with the ability to work collaboratively across departments.
• Exceptional attention to detail and organizational skills.