Junior Credit Officer at FMR AGENCY

Job Summary

• We are hiring a detail-oriented Junior Credit Officer to support receivables management and collections activities across the organization.
• This role plays a key part in ensuring timely recovery of outstanding payments, maintaining accurate records, and supporting overall credit control processes.
• You will work closely with the Credit & Collections function and Sales team to monitor customer accounts, follow up on payments, and help reduce overdue balances while maintaining good customer relationships.

Key Responsibilities

• Support the monitoring of customer accounts and follow up on outstanding payments
• Assist in preparing and updating receivables aging reports
• Conduct routine calls, emails, and messages to customers for payment reminders
• Maintain accurate records of all collection activities and customer interactions
• Support credit checks and documentation for new and existing customers
• Assist in reconciling customer accounts and resolving payment discrepancies
• Work with Sales Representatives to track and follow up on overdue accounts
• Escalate long outstanding debts or high-risk accounts to senior management
• Ensure proper documentation of invoices, payment records, and credit agreements
• Support compliance with company credit policies and procedures

Requirements

• BSc or HND in Accounting, Finance, Banking & Finance, or a related field
• 1–3 years of experience in credit control, accounts receivable, or collections
• Basic understanding of trade credit and receivables management
• Good communication and negotiation skills
• Strong attention to detail and organizational ability
• Ability to manage multiple accounts and follow up consistently
• Proficiency in Microsoft Excel and basic accounting tools
• Ability to work in a fast-paced and target-driven environment