Head of Credit - Operations at Lheon Consulting

Duties

• Review loan requests
• Evaluate creditworthiness and risks, prior to underwriting
• Drive communications with internal teams and merchants at every point of the loan journey
• Contact clients to gather financial data and documentation
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans

Requirements

• Bachelor's Degree
• 4+ years of experience in Credit Operations Management within the fintech, banking or financial service sector or similar role
• Strong understanding of lending processes, documentation requirements, and credit risk management.
• Familiarity with Nigerian lending regulations, data protection laws, and industry best practice's
• Strong communication and presentation skills to interact with team members, stakeholders and external partners
• Ability to work independently and manage cross-functional teams
• Perceptive and a fast learner: you’re able to quickly understand the technology that powers Traction Apps, and able to help customers achieve their goals, even if they’re unable to articulate those goals
• A positive, polite, confident, sincere, and friendly disposition
• The ability to solve problems and to think quickly on your feet
• Flexibility – we’re growing and evolving, and you’ll need to come along for the ride.