Head Credit Department at ICST Solutions

Overall Objectives:

• To provide efficient and effective leadership for the Credit department of the company.
• To contribute to the profitability of the Company through creation of quality credits in accordance with the policies of the Company and regulatory authorities.

Job Description/Key responsibilities:

• Formulate and execute business development and sales strategies for the Credit department
• Adhere and review the credit policies and guidelines of the company.
• Contribute to assets and liabilities generation.
• Prepare and submit credit reports to management and board of the company and regulators in timely manner.
• Monitor Risk Asset Portfolio and ensure adherence to regulatory standard.
• Conduct market intelligence on competition and information gathering for product review and development.
• Develop new products and review the offerings of the existing products.
• Attend meetings with Relationship Officers to structure appropriate facilities for customers.
• Organize in-house training for staff from time to time.

Skills and Person Specifications.

• Excellent written and oral communication skills.
• Strong mathematical aptitude, analytical and organizational skills.
• Strong problem-solving skills.
• Willingness to go the extra mile and deliver on deadlines
• Decision oriented with the ability to support with sound reasoning and logic
• Computer literate; fluency in Microsoft Office programs (Word, Excel, Outlook)
• Experience with use of credit administration or other banking application software

Education and Qualification

• Bachelor’s degree or HND in any numerate discipline.
• Master degree or recognized professional qualification(s) would be an added advantage
• 7 years and above credit analysis and administration experience in banking sector or non-bank financial institutions.

Remuneration: Attractive and competitive salary package.