Head, Credit and Risk Management at The Concept Group

Job Description

• The Head, credit and Risk management develops and implements policies and procedures that reduce credit risk in the organization.
• He/she manages the building of financial models that predict credit risk exposure to the organization, leads/manage initiatives and the development of strategies, methodologies and associated models/processes for measurement of Credit Portfolio Management and periodically prepares and presents performance reports to the management/board members and all other necessary stakeholders.
• Manage repayment risk and control payment delinquency significantly reducing it
• Assist in preparation and presentation of the information pack for Board Risk Committee
• Contribute to system implementation projects in the credit risk space by providing requirements and design inputs, particularly with regard to credit risk recognition and measurement.
• Provide requirements and design inputs, particularly with regard to credit risk recognition, measurement and its reporting as part of the core team for implementation of key credit risk related projects (e.g. Credit Management System, IFRS 9 impairment)

Required Qualification

• Candidates should possess BA / BSc / HND, MBA / MSc / MA or PhD
• Experience: 10-15 Years in a financial services industry
• Knowledge and experience of credit risk analysis, portfolio management, recovery and collections.
• Excellent Presentation skills
• Excellent communication skills