Head, Consumer Lending Unit at Dominion Consulting

Location: Agidingbi-Ogba, Lagos

Description
As Head, Consumer Lending Unityour duties will be:

• Administer all lending activities for all consumer loan operations.
• Determine and maintain all internal control on all loan processes.
• Manage all collection area and design all appropriate methods and procedures and maintain effectiveness of all consumer loan programs and provide training to all service personnel.
• Manage all consumer loan cycle process and determine efficient work plan to achieve all business objectives.
• Administer all loan processes and assist to ensure optimal customer services and participate in all improvement activities.
• Manage all interest rates and perform all quality interviews and analyze all financial reports.
• Develop and maintain professional relationships with all borrowers to answer all questions and analyze all credit reports for qualification processes and document all resources.
• Evaluate all documents to maintain accuracy of all files.
• Maintain all loan information and ensure compliance to all deadlines.

Requirements

• B.Sc in Banking and Finance, Economics, Business Administration, Accounting or related field; MSc or MBA is a plus
• Professional certifications in Credit Management, Risk Management or related certifications are highly essential.
• Proven work experience as Loan Manager, Credit Officeror similar role
• Proven experience in a bank or microfinance
• Hands-on experience with lending procedures and products like salary advance, asset acquisition or personal loans
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Customer service experience.

Benefits
Salary: N120,000.00 - N150,000.00 / month.