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  • Posted: Nov 17, 2025
    Deadline: Dec 1, 2025
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  • Bosak Microfinance Bank Limited was incorporated in December 2009 with the business objective of providing financial service to micro clients who were excluded from the mainstream financial system.
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    Enterprise Risk Management Officer

    Summary

    • The Enterprise Risk Management Officer will be responsible for identifying, assessing, monitoring, and mitigating risks across various Units of the Bank.

    Key Responsibilities

    • Assess the Bank’s core risk areas and recommend appropriate mitigation measures.
    • Manage and monitor risk exposures across various units, ensuring compliance with internal policies and regulatory expectations.
    • Create, analyze, and disseminate risk reports and dashboards for internal control and senior management review.
    • Follow up on compliance issues and audit observations, ensuring timely closure and control remediation.
    • Review and escalate findings from customer complaints received via the Bank’s toll-free telephone line, and support investigations in collaboration with the Unit Head.
    • Conduct daily transaction checks and exception reports, especially those related to field operations and loan disbursement.
    • Perform transaction call-over, quality control checks, and loan officer activity reviews.
    • Support the documentation and continuous improvement of the Bank’s Enterprise Risk Management (ERM) framework.
    • Participate in periodic risk assessments, stress testing, and internal audits.
    • Carry out other ad hoc risk-related assignments as directed by the Unit Head.

    Qualifications & Requirements

    • Bachelor’s degree in Finance, Risk Management, Accounting, Economics, or related field.
    • 4 years of relevant experience in risk, compliance, or internal control, preferably within a microfinance or retail banking institution.
    • Familiarity with risk frameworks such as Risk Management Graduation Model (RMGM), and a strong understanding of CBN/NDIC regulatory requirements.
    • Proficiency in risk reporting, issue tracking, and operational control monitoring.
    • Excellent communication and report-writing skills.
    • Strong ethical judgment and attention to detail.
    • Professional certification is an added advantage.

    Why Work with Bosak Microfinance Bank Limited?

    • If you desire to work in an organization where employee motivation is key and passion is rewarded, then Bosak MFB might be the place for you.
    • We are committed to building an open and rewarding work environment where all employees have equal opportunities for growth to realize their full potential.
    • Our remuneration and employee welfare packages (Salary: N180,000 - N230,000 monthly) are among the best in the industry.

    Other Benefits Includes:

    • Comprehensive HMO
    • Training and Development
    • Leave and Passage allowance
    • Opportunities for career growth in a mission-driven institution.

    Check how your CV aligns with this job

    Method of Application

    Interested and qualified candidates should send their CV to: recruitment@bosakmfb.com using the job title e.g “ERM Officer" as the subject of the email.

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