Credit Underwriting Lead at Traction Apps

Job Summary

• We are currently on the lookout for a Credit Underwriting Lead to support our team.

Responsibilities

• Analyze corporate transactions, credit worthiness of clients using liquidity and solvency ratios, thorough collateral analysis, character of the promoters etc
• Analyze the risks inherent in transactions and recommend the approval or decline of transactions
• Analyze and interpret complex financial data to make decisions
• Undertake risk analysis using quantitative and qualitative techniques
• Keep company’s risk exposure within set limits and partake in adjusting such limits where there is need
• Improve the loan approval process by bringing on board several verification processes and also bring ideas that enhance the internal control system of the Department.
• Evaluate financial statements, historical trends, projections management performance, company cash flow, capital structure and collateral analysis.
• Review applications for credit facilities to point out deviations from the Firm’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
• Prepare, review and analyze the creditworthiness of all potential customers based on risk criteria.

Requirements

• A minimum of five years experience managing credit risk and/or underwriting teams
• Experience and knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting
• The ability to accurately transform business and financial data that outlines potential credit risks and present dynamic mitigation strategies
• Strong knowledge of accounting principles and comfort with evaluating financial statements and business models across a range of industries.