Credit Underwriter at Rosabon Financial Services

Job Summary

• The Credit Underwriter is responsible for the evaluation of financial information and risks before granting loans to individuals and companies.

Duties and Responsibilities

• Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
• Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation and recovery when assigned by HOD
• Reviewing application for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
• To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated..
• Detecting fraudulent applications with falsified/forged documents and ensuring that all credit approvals, KYC are in place documentation is duly executed and that the company’s interest is well protected.
• Conducting credit search (CRS & CRC Report) on credit bureau database and conducting Email Verification & preparing Transaction Consummation Report.

Minimum Educational Requirement

• Bachelor's / HND

Required Experience and Skills:

• Analytical and computational ability
• Financial analysis and numerical ability
• Attention to detail
• Decision-making ability
• Efficiency and communication skills
• Ability to work well under pressure
• Should be technically savvy and should have excel and other spreadsheet skills.

Salary and Benefits
Competitive staff remuneration and benefit packages.