Credit Sales Officer at ICST Solutions

Job Description

• Grow the loan portfolio by promoting and selling the company’s loan products
• Work closely with clients to understand their financial needs and provide tailored solutions that will add value to the customer’s business.
• Build and maintain clients’ relationships.
• Identify potential business opportunities/clients through market research, networking and referrals.
• Provide excellent customer service to new and existing customers.
• Prepare accurate and complete credit applications, ensuring all necessary documentations are provided and verified
• Follow up on credit requests to ensure approvals are obtained within approved timeline set by management
• Monitoring market trends and providing feedback on products and solutions to management for review and action.
• Present weekly, monthly and quarterly reports as may be required by management.
• Any other duty as may be assigned by the Head, Credit Department, Management and Board
• Achieve agreed financials targets (assets and liabilities generation) on a monthly basis.

Qualification and Experience

• Bachelor' Degree (Minimum of Second Class Lower) / HND (Minimum Lower Credit minimum) in any discipline.
• 3 - 4 years experience in bank or non-bank financial institution in a marketing role.

Skills:

• Good understanding of Lagos Retail Market structure in line with the company’s business
• Possess strong selling skills
• Good writing and oral communication skills
• Must be a team player
• Must be computer literate
• Strong problem solving and follow up skills.