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  • Posted: May 12, 2022
    Deadline: Jun 12, 2022
  • The genesis of The Concept Group was initially borne from a functional and structural approach, simply delivering better effectiveness through shared services of back office functions for its more market facing organizations. As the organization grew, the Group along with its member subsidiaries have evolved to embody much more. As a tested guiding light,...
    Read more about this company


    Credit Risk Strategist

    Location: Yaba, Lagos

    Job Summary

    • This role will strategize, formulate and communicate risk policies and processes for the group.
    • The Credit Risk Strategist will provide hands-on development of risk models involving market and credit risks, assure controls are operating effectively, and provide research and analytical support for the smooth operation of the department.

    Duties and Responsibilities

    • Work directly with top management, to evaluate their business models and financial statements and proffer necessary measures to mitigate risk.
    • Performing risk assessments: Analyzing current risks and identifying potential risks that are affecting the company.
    • Performing a risk evaluation: Evaluating the company’s previous handling of risks, and comparing potential risks with criteria set out by the company such as costs and legal requirements.
    • Provide tailored credit risk recommendations that mitigate RFS’s exposure while facilitating partner company growth
    • Help manage the portfolio by developing a deep understanding of risk across industries, geographies, and operating models.
    • Preparing risk management and insurance budgets.
    • Explaining the external risk posed by corporate governance to stakeholders.
    • Creating business continuity plans to limit risks.


    • Bachelor's Degree in Economics, Accounting, Statistics, Finance, or a relative field.
    • 8+ years of relevant experience with knowledge of commercial credit underwriting and risk strategies.
    • Excellent written, verbal, and analytical skills.
    • The ability to comfortably interact with the CFOs and CEOs of our top merchants.
    • Experience with and in the use of IFRS9.
    • Professional certifications and memberships.

    Method of Application

    Interested and qualified candidates should send their Applications to: using the Job Title as the subject of the email.

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