Credit Risk Analyst at Renmoney

Job Description
The Credit Risk Analyst is saddled with the responsibility of evaluating financial information and risks prior to granting loans to businesses or individuals. You will assess information provided by potential borrowers, such as their financial liabilities, credit history, employment, and income, to calculate the risks of extending credit to loan applicants.

Responsibilities

• First payment default - The underwriter must ensure proper scrutiny of documents and a minimal likelihood of First payment default
• Fraud detection - Ensure all applications approved should be fraud-free
• Minimizing approval error - Loans should be approved with less than 0.01% error. All loans approved should approve accurately and error-free
• Numbers of transactions processed - Amount of transactions processed should not fall short of requirement
• Transaction processing turnover ensure all approved loans should not exceed the stipulated required time (maximum of 15 minutes per file)

Requirements
Required:

• University degree or equivalent standard with a high numeric content: statistics, econometrics, business administration/ economics, mathematics, finance, etc.
• 2+ years practical experience

Preferred:

• Experience with hands-on customer relationship management
• Practical knowledge in credit risk working for a banking or non-banking financial institution
• Experience with Customer experience services