Credit Check Agent at Altara Credit Ltd ("Altara”)

Location: Ibadan, Oyo

Job Description

• We are looking to hire a “Credit Check Agent”. This is a role where you will report directly to the Altara Pay Manager
• In this capacity, you will be responsible for receiving and processing credit information in order to get an accurate snapshot of a customer’s financial status prior to approval or disapproval of credit application(s).

Primary Responsibilities

• Compiling information from credit applicants for the processing of credit applications.
• Investigating various factors including the amount of income, mortgages, credit history, and debt owed to make approval or disapproval.
• Working with Credit Bureau to obtain additional information about credit applicants.
• Making decisions on the amount of debt that should be granted to a customer and providing reasons for the declined application(s).
• Designing and building credit reports and analyses in Excel.

Qualifications / Requirements

• Candidates should possess a Bachelor's Degree (B.Sc.) or a Higher National Diploma (HND) with a minimum of Second Class Lower (2.2) in Accounting, Economics, Business Administration or Management Information System.
• 2 years or less of work experience.
• Demonstrated leadership and decision-making potential at work.
• Ability to take ownership and work under pressure.
• Adaptability, ability to work in a team environment.