Credit Audit Officer at Ecobank Nigeria

Job Requirements

Education

• A good University degree with a minimum of 2:2 in relevant discipline.
• Possession of an advanced degree or professional certificate will be considered an advantage.

Work Experience

• Minimum of 1-2 years working experience in Credit Audit of a commercial Bank and / or Audit Firm / Operations

Skills

• Banking Principles
• Computer appreciation (word- processing/Spreadsheet/PowerPoint
• Exposure to process re-engineering
• Excellent customer service orientation
• Interpersonal skill
• Independent minded
• Supervisory
• Investigative skills
• Report writing/ Fraud Investigation skill
• Analytical/problem solving skill

Knowledge

• Strong knowledge of banking operations, audit, products & customer segmentation
• Strong accounting knowledge
• Fraud and operational risk knowledge

Personalities and attributes

• Paying attention to details
• Lean towards solution providing
• Positive “can do” attitude
• Effective communication
• Perseverance
• Goal driven and result- oriented
• Leadership
• Team-spirit
• Integrity, trustworthiness and innovative
• Entrepreneurship

Job Description

Specific Roles and Responsibilities

PROCESS

• Review of head office units and departments’ activities and ensure exceptions are properly reported and regularized.
• Ensure compliance with the bank’s policy and procedure.
• Ensure compliance with regulatory requirements.
• Ensure adherence to audit program in carrying out audit functions.
• Ensure that open items in Head Office GL accounts are current and reflect the true nature of the transactions recorded therein.
• Ensure prompt resolution of open issues in previous audit reports, management letter, regulatory reports and other statutory examiners’ reports involving head office units.
• Ensure prompt rendition of audit sub-reports to the Team Lead.
• Monitor compliance with credit policies and procedures.
• Ascertain completeness of credit documentations, to ensure that proper security documents for credits are in place and collaterals are adequate in lending units.
• Review and ensure risk assets comply with product, management and regulatory requirements
• Review risk assets and deposits in relation to budget and/or industry standard.
• Review loan loss provision in respect of reviewed facilities.
• Articulate policies and procedures in line with developments in order to achieve zero fraud level.
• Maintain proper records of audit working papers for the bank for reference purpose and to meet the requirements of external auditors and regulators.
• Carry out spot checks and investigation activities.
• Prepare quality audit reports based on audit observations and evidence.
• Carry out any other function as may be assigned by the Team Lead.