Credit and Collection Officer at Lendha

Location: Alaka, Lagos

Job Description

• The Credit and Collection Officer is responsible for processing the loans, monitoring the loan portfolio and developing the Lendha clientele.
• He / She will also be responsible for developing the savings and deposits portfolio for the target groups. 

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits.
• Meet with loan applicants to identify their needs and collect information for loan applications.
• Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentation duly completed, executed and submitted.
• Conduct credit checks on clients
• Confirm status (Physical state, valuation etc.) of asset / properties used as collateral by customers.
• Analyse active loan files on a regular basis and recommend solutions to speed up the loan process.
• Submit loan applications in a timely manner.
• Ensure all approved loan are disbursed timely.
• Loan Repayment Follow Up
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas

Requirements

• Marketing experience
• MFB experience would be an advantage
• Preferably located on the Mainland
• Candidate should be willing to resume immediately.

Benefits and Perks

• Coaching opportunities and learning Financial Technology from the best
• Join a young, passionate, hungry and growing team of entrepreneurs & facilitators
• Flexible working hours and offsite work arrangements.