Credit Analyst at Fadac Resources

Job Summary

• Seeking a motivated, ambitious individual to provide insightful credit analysis and research, ensure rating accuracy, and engage with the investor community.
• This challenging opportunity will provide the combination of flexibility, responsibility, and discretion in managing your own portfolio of rated entities, with extensive access and exposure to senior management, issuers, and investors. 

Job Responsibilities:

Insightful and Rigorous Analysis

• Write in-depth, high quality and focused research on credit trends, including thought-leading reports on insurance, corporates, banks and banking trends.
• Become a recognized authority on your portfolio of rated entities and developments in the sector.

Ratings Accuracy

• Perform in-depth fundamental credit analysis on a portfolio of Nigeria financial institutions/insurance companies and corporates. Present your analysis at committees.
• Develop detailed understanding of, and ability to apply, relevant GCR’s methodologies.
• Monitor developments and ensure ratings are accurate and forward-looking.

Effective Communication with Financial Markets and Issuers

• Build and maintain high quality relationships with fixed-income investors, financial media, and senior management at financial institutions.
• Operate independently but supported by the rest of analytical team in enhancing GCR’s Banking, Corporate and Insurance franchise, in particular through developing and deepening outreach with key external stakeholders.

Job Requirements:

• BSC in Finance, Economics, Accounting; CIMA/ACA/ACCA/CFA professional qualification would be highly beneficial.
• Proven credit/risk assessment experience, including strong financial analysis experience, is likely to be gained from a financial institution, regulator, or public accounting firm
• Understanding of Nigerian banks/insurers and their regulatory environment and the key issues affecting these markets/the main players and key industry drivers.
• Strong quantitative aptitude and proven analytical skills.
• Highly organized and efficient, with the ability to multi-task and able to meet tight deadlines.
•   Fluency in spoken and written English
  Excellent communication skills. Able to communicate clearly and succinctly, both verbally and in writing with some public speaking experience.