Commercial Banking Officer - Ondo at Polaris Bank Limited

We're searching for a Commercial Relationship Strategist who can seamlessly blend financial acumen with exceptional client relationship management to ignite business growth. If you're a professional who excels at leveraging commercial insights and risk intelligence, you'll thrive in developing bespoke financial solutions, all while upholding portfolio integrity and regulatory standards.

Key Responsibilities

• Cultivate and manage strategic partnerships with commercial clients, showcasing your ability to grasp complex business needs and deliver highly customized banking solutions.
• Transform transactional interactions into trusted advisory relationships, setting yourself apart by consistently generating long-term value for our clients.
• Perform in-depth financial analysis and viability assessments, demonstrating your precision in interpreting financial statements and cash flow projections.
• Craft distinctive credit proposals that expertly balance client requirements with institutional risk parameters, reflecting your sound judgment in structuring facilities.
• Proactively identify and convert new business opportunities, leveraging your robust network and market awareness to significantly expand the bank's commercial footprint.
• Anticipate client needs and recommend innovative financial products that directly support their expansion and operational efficiency, truly excelling in your advisory role.
• Monitor portfolio performance with a vigilant eye for early risk indicators, distinguishing yourself through proactive and effective mitigation strategies.
• Maintain unwavering adherence to banking regulations, demonstrating your current knowledge of compliance requirements and industry best practices.
• Collaborate seamlessly with internal teams to deliver an unparalleled client experience, setting yourself apart through your skill in coordinating complex financial solutions.

Requirements

• Bachelor's degree in Finance, Accounting, Economics, or a related field (an advanced degree or professional certification is a plus).
• Minimum of 7 years of progressive experience in commercial banking or corporate lending.
• A proven track record in credit analysis, portfolio management, and successful business development
• Strong command of commercial banking products and the regulatory landscape.
• Exceptional communication, negotiation, and presentation skills.

Benefits

• An exciting opportunity to work with a diverse portfolio of businesses and make a tangible impact.
• A competitive compensation package with performance incentives.
• Significant professional growth opportunities within a dynamic banking environment.
•  A supportive culture that champions innovation and strategic thinking.