Business Development Officer - Abia at Ascentech Services Limited

Job Brief

• The goal is to drive sustainable financial growth through boosting sales and forging strong relationships with clients.

Key Responsibilities

• Identify prospective clients and assess their financial needs.
• Market loan products to individuals, small businesses, and groups within the community.
• Collect and review loan application documents, conduct background checks, and verify client information.
• Carry out credit appraisals and submit loan proposals for approval.
• Disburse approved loans in line with bank policies and procedures.
• Monitor loan repayments and follow up with clients to ensure timely payment.
• Maintain proper documentation of client records and loan files.
• Conduct post-disbursement visits and loan utilization checks.
• Report delinquent accounts and work with recovery teams where necessary.
• Maintain regular communication with clients to build strong relationships and encourage loyalty.
• Ensure full compliance with internal credit guidelines and regulatory requirements.

Education & Requirements

• A University Degree.
• A minimum of 3 years of sales, marketing or product management experience preferably in service sector.
• Experience in banking sector preferred.
• Good knowledge of Banking and financial markets.