Country Risk Analyst at CITIBANK

Job Description

Job Purpose:
Provide financial analysis, risk assessment and analytical support for the assigned credit relationships in Financial Institutions Group (FIG), Global Subsidiary Group (GSG) and Global Corporate Bank (GCB) - with specific responsibility for providing risk analysis and monitoring of existing and new credit relationships across the entire portfolio.  The role requires a strong knowledge and understanding of credit and banking products as well as exposure to an array of Citigroup’s ICG products. The role provides an opportunity for wide ranging engagement with various stakeholders, including business and risk managers, relationship teams, clients and external agencies.
 
Job Background/context:
Risk Analysis team has analytical responsibility for Citibank Nigeria’s credit portfolio - covering Financial Institutions, Food & Beverages, Telecommunications, Oil Exploration & Production, Oil Marketing, Oil Servicing, Fast moving consumer goods, GovernmentPublic Sector and Infrastructure entities. The portfolio consists of predominantly non-investment grade credits - with a few investment grades as well as criticized credits. The portfolio spans various industry sub-sectors with each analyst exposed to multiple sub-sectors and multiple relationships in Financial Institutions Group (FIG), Global Subsidiary Group (GSG), Global Corporate Bank (GCB) and GovernmentPublic Sector.
 
Key Responsibilities:

• Risk assessment and analysis of existing and new relationships - including periodic review of financial results and statements to monitor operating performance, liquidity position and financial condition
• The role involves peer analysis. Identification of industry/economic trends and outlook as well as preparation of financial projections & sensitivity analysis
• Collaborate as appropriate with product partners and relationship teams for new and/or refinancing credit transactions such as term loans or event-driven financing with specific responsibility for risk analysis, preparation of financial model and sensitivity analysis
• Interact with product groups, depending on the needs and complexity of each credit and transaction - which may include term loans/syndications amongst others
• Client management including assisting in developing appropriate credit strategies and attending client meetings,  as appropriate, in managing day to day relations

Development Value:

• Excellent opportunity to obtain broad exposure to an array of products and transactions across industries
• Experience in working with multicultural teams across different geographies
• Part of a motivated and high performing team that is responsible for delivering in-depth risk analysis for Nigeria’s credit portfolio
• Opportunity for career advancement in a merit-driven environment

Qualifications

Person Specification

Knowledge/Experience:

• Strong accounting & finance knowledge
• Financial modelling experience
• Knowledge of credit and banking products such as Syndicated Loans
• Knowledge of Citigroup credit policies and procedures preferred
• Minimum of 10 years post qualification working experience with at least 7 years relevant experience

Skills and competence:

• Excellent modelling and financial analysis
• Strong verbal and written communication skills
• Strong team player and interpersonal skills
• Ability to work under pressure, multi-task and prioritize to meet deadlines
• Credit analytics and financial modeling
• Excellent PC skills - especially Excel and PowerPoint

Qualifications:

• A BSc / BA degree.
• A postgraduate degree in a Finance/Economics/Management and/or analytical disciple will be an added advantage
• Relevant professional qualifications are mandatory

Primary Location: EMEA-Nigeria
Other Locations: Europe, Middle East, and Africa, Asia Pacific, Latin America, NAM-Canada
Job Category: Risk Management
Schedule: Full-time
Education Level: Bachelor's Degree
Shift: Day Job
Employee Status: Regular
Travel: No

Office Location / Address: Citibank Nigeria Limited, 27 Kofo Abayomi Street, Victoria Island, Lagos