Risk Intelligence Manager at GVA Partners

Key Responsibility

• Planning, designing and implementing an overall risk management process for the organisation.

This includes but not limited to:

• Identifying Loss drivers
• Collections Strategy and Operations
• Operational Risk
• Fraud Prevention and Control
• Establish and implement principles and credit policies that are aligned to the needs of the organisation.
• Credit Scoring and underwriting policies
• Own the design and pilot programs for consumer lending and credit card products.
• Risk evaluation and measurement
• Implement credit policies in a timely and proactive manner that supports profitable portfolio growth and minimized exposure to unprofitably high risk segments/ markets.
• Maintain risk policy documentation and communication channels to all business partners.
• Manage the performance of the portfolios by providing MIS and any necessary analysis to senior management in a timely manner. Produce detail monthly risk packs and periodic business intelligence reports.

Provide data mining and analytical support for various credit risk initiatives. This includes but not limited to:

• Customer profiling
• Marketing
• Sales
• Collections and Recovery
• Manage and train collections agents
• Allocate 1 - 89 DPD accounts to collections agent and tracking of collections status.