Credit Officer at Fadac Resources

Job Description

• This involves prospecting for new clients through outbound telephone and in person calling.
• Assist with processing of all loans originated and managed by the unit.
• Develop and manage client relationships with a particular emphasis on clients and loan programs.
• Attend networking groups and events
• Interviewing loan applicants
• Collecting and analyzing information which reflects the current credit worthiness of prospects.
• Presenting loan recommendations to the Head of Credit and loan as appropriate. It also involves working with the Bank’s operations team to
• Set up a client’s new accounts and preparing portfolio for loan examinations and audits.
• Establish, and negotiate where necessary, the terms under which credit will be extended, including the costs, repayment method and schedule, and collateral.
• Monitor and manage loan repayment activities of own portfolio.
• Meet assigned budget and goals.
• Assist with processing of all loans originated and managed by the unit.
• May perform related duties as assigned or as the situation dictates.

Requirements

• BSc Business Administration or related field.
• 3 years proven work experience.
• Knowledge of all aspects of credit and loans processes
• Excellent verbal and written skills in order to communicate effectively with clients, prospects, while maintaining a high level of confidentiality.
• A high degree of client service and administrative skills including knowledge of Microsoft Office programs such as Outlook, Word and Excel.
• Ability to organize and prioritize in situations where changes frequently occur.
• Strong credit and analytical skills. Attention to detail is critical.