Entry-level Officer (Client Officer, Client Assistant, Mobile Te) at La Fayette Microfinance Bank Limited, Advans Nigeria

Job Reference: Entry Level 2019

Main Responsibilities and Tasks
include, but not limited to the following:

Commercial Activities:

• To organize and participate in prospection and communication actions in the zoneof intervention (markets and commercial areas) by collaborating with the other client officers
• To introduce Advans La Fayette MFB products and services to target population
• To follow up the prospects by a regular contact with the identified potential clients
• To propose the new products and services to his/her current clients
• To identify clients’ needs and propose new products/services to the management

Loan Activities:

• To assist the clients for loan application
• To conduct an accurate loan appraisal and to collect detailed information (personal, business, guaranties) on the field.
• To present the loan request at the Loan committee
• To monitor the loan portfolio and to follow the timely repayment
• To organize recovery actions in case of late repayment
• To maintain a regular contact with clients by organizing visit on the field
• To become a respected and active stakeholder in the intervention zone by spending most of the time on the field and creating a trusty relationship with small businessmen/women.
• To become a specialist of small businesses Savings and deposits activities
• To organize and participate in prospection and communication actions in the zone of intervention (markets and commercial areas) by collaborating with the other client officers
• To introduce Advans La Fayette MFB's financial services to target population
• Follow up on these prospects to create a strong deposit portfolio

Administrative Tasks:

• To keep complete and detailed documentation on each client
• To input and update client data in the MIS
• To create deposit accounts in the MIS
• To create and update loon applications in the MIS

Organization and Control:

• To prepare a weekly planning with the expected tasks and visits to be done
• To share information and best practices with the other client officers
• To report all the issues related to the job with the Branch Manager
• To analyse the client portfolio by using operational reports.

Person Specification

• Bachelor's Degree or HND in any course of study from approved university or polytechnic is a Must.
• Applicant must not be older than 40 years of age and Must possess NYSC discharge / exemption certificate