Job Vacancies at PalmPay

Job Description

• Identifying areas for process improvement and cost reduction within the supply chain.
• Negotiating contracts and terms with suppliers to ensure cost-effective and reliable sources of materials or services.
• Monitoring supplier performance and addressing any issues or discrepancies.
• Gathering, analysing, and interpreting data from multiple sources to identify trends, patterns, and insights related to agent banking operations, customer behavior, and market dynamics.
• Analysing demand forecasts and inventory levels to develop procurement plans.
• Collaborating with cross-functional teams to align inventory and distribution strategies.
• Develop and maintain reports, dashboards, and data visualizations to effectively communicate key performance indicators (KPIs) and other relevant metrics to stakeholders.
• Collaborate with cross-functional teams, including Operations, Sales, and Product Management, to understand business requirements and provide data-driven recommendations for process improvements, service enhancements, and revenue optimization.
• Conduct in-depth analysis of agent network performance, transactional data, customer segmentation, and channel effectiveness to identify growth opportunities and provide actionable insights.
• Ensure data accuracy and integrity by identifying data quality issues and working closely with IT and Operations teams to address them.
• Coordinating the movement of goods, both inbound and outbound, to ensure timely deliveries.
• Stay updated with industry trends, emerging technologies, and best practices in data analytics, and the financial services domain
• Collecting and analyzing data related to supply chain performance, such as lead times, order fulfilment rates, and cost metrics.
• Generating reports and providing insights to management for decision-making.

Job Specification

•  Bachelor’s degree in Business Administration, Statistics, Computer Science, or a related field
•  Proven experience as a Supply Chain Specialist or similar role, preferably in the financial services or banking industry.
• Proficiency in data analysis and visualization tools such as SQL, Tableau, Power BI, Excel or similar platforms.
• Strong analytical, problem-solving, communication, and negotiation skills, with the ability to translate complex data into meaningful insights and actionable recommendations.
• Advanced knowledge of data modelling, data warehousing, and database concepts.
• Familiarity with data manipulation languages and statistical analysis tools.
• Excellent communication and presentation skills, with the ability to effectively convey findings and recommendations to both technical and non-technical stakeholders.
• Strong attention to detail and ability to manage multiple projects and priorities simultaneously.
• Understanding agent banking operations, financial services, and relevant industry trends is a plus.

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Job Summary:

We are seeking a highly motivated and results-driven Business Developer to join our Pay With Transfer team. The Business Developer will play a crucial role in identifying and securing new business opportunities, driving revenue growth, and expanding our market presence. If you have a passion for sales, a deep understanding of payment solutions, and the ability to build strong relationships with clients, we want to hear from you.

Key Responsibilities:

• Conduct research to identify potential clients, market trends, and opportunities for our Pay With Transfer solution.
• Generate leads through various channels such as cold calling, networking, referrals, and digital outreach.
• Build and maintain strong relationships with prospective clients, understanding their payment needs, and positioning our Pay With Transfer solution as the ideal choice.
• Develop and deliver compelling sales presentations to showcase the benefits of our Pay With Transfer offering.
• Collaborate with clients to negotiate pricing, contract terms, and other agreements.
• Meet and exceed monthly and quarterly sales targets.
• Identify opportunities to expand our Pay With Transfer solution into new industries and markets.
• Stay informed about competitor offerings and market developments to maintain a competitive edge.
• Work closely with cross-functional teams, including product development and marketing, to align strategies and achieve business goals.
• Maintain accurate records of sales activities and provide regular reports on sales performance and pipeline status.

Qualifications:

• SSCE, OND, HND & OTHERS
• Proven track record of successful business development and sales in the payment solutions industry.

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Job Responsibilities

• Design, develop, and maintain backend systems for the Nigerian POS business, ensuring system stability, scalability, and high performance.
• Collaborate closely with the frontend development team to define API interface specifications, ensuring seamless coordination between frontend and backend.
• Participate in defining system architecture and technology choices, providing feasible technical solutions for business requirements.
• Address technical challenges in system development, ensure code quality and security, perform code reviews and optimizations.
• Coordinate with the testing team to ensure product quality, participate in system testing and troubleshooting efforts.
• Stay updated on technology trends, propose improvements and innovative suggestions, and maintain awareness of industry best practices.
• Possess detailed experience in the Nigerian POS business domain, understanding the interaction flows between institutions and channels, and familiarity with business rules and processes.
• Have expertise in standard protocols related to the POS domain, particularly ISO 8583 and other POS communication protocol standards.
• Assist in resolving critical issues, provide technical support and training, ensuring the smooth operation of the system.

Qualifications

• Bachelor's degree or equivalent in Computer Science, Software Engineering, or related field.
• Minimum of 5 years of experience in backend development, with preference for those experienced in POS business development.
• Proficiency in Java programming language, familiarity with Spring Boot framework, experience in microservices architecture is a plus.
• Experience in database design and optimization, familiarity with relational databases (such as MySQL).
• Practical experience with technologies like message queues, caching, e.g., Kafka, Redis.
• Familiarity with at least one RPC calling framework, with FeignClient being preferred, knowledge of GRPC, etc.
• Strong object-oriented programming skills, familiar with common design patterns and principles, capable of breaking down and simplifying complex problems.
• Strong problem-solving skills, ability to work in a fast-paced environment while maintaining high efficiency.
• Effective communication skills and teamwork, capable of collaborating with team members from diverse backgrounds.