Latest Jobs at Addosser Microfinance Bank

Responsibilities

• Prospect for new SME clients and assist with their loan applications.
• Analyze and interpret financial statements of the business in order to access the repayment capacity and financial capacity of the borrower.
• Recommendation of Loans: Recommend loans to the Credit Unit for approval.
• Monitoring and Follow up with Repayment: ensure 100% repayment of disbursed loans.
• Market intelligence: develop market intelligence, detailed research, competition analysis and database with the view to capture the assigned market space.
• Develop sales initiative/Conduct Product Campaign: acquire an impeccable knowledge of all products/services, develop a strategy in communicating product essentials to get buy-in through all available platforms (one–on–one, social media, target group engagement and other sales channels)
• Maintain contact and good relationships with clients.
• Growth and development: study market/industry trends/initiatives per time to boost personal and target delivery per timeline.
• Execute all other jobs as assigned by team lead and management

Relevant Skills, Qualifications, Attributes & Experience

• Candidates should possess a B.Sc / HND in Social Sciences or any other relevant course of study.
• Minimum of 2 years' cognate experience in SME Lending in any Financial Institution (preferably a Microfinance Bank/ Finance house)
• Ability to evaluate needs of customers and determine what products or services would best serve those needs
• Good interpersonal relationship skills.
• Must be computer literate.
• Excellent communication, reporting skills.

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Responsibilties

• Ensure settlements are received as at when due, correct pricing is being charged by the processors and loss of fund is prevented.
• Reconciliation of inward and outward settlement.
• Ensure unsettled transactions are escalated to the affected banks for possible retriever of funds. Identify and resolve settlement discrepancies and outstanding.
• Resolve both internal and external customers’ complaints on settlement and product issues.
• Timely processing of Wallet manual commission for non-auto payments.
• Posting of the reconciled settlement entries
• Perform daily/weekly analysis of bill payment data
• Perform daily, weekly, and monthly reconciliation of accounts, including bank accounts, ledger entries, and payment systems.
• Investigate and resolve discrepancies, ensuring accuracy and completeness in all financial records.

Requirements

• Interested candidates should possess a First Degree qualification with 2 - 5 years work experience.