Latest Jobs at Moniepoint

Moniepoint is seeking a passionate Application Security Engineer to drive security across our services and development pipelines. In this role, you’ll champion security best practices, embed application security into the product lifecycles, and empower engineering teams to build and release safe products

Key Responsibilities

• Act as a Security Champion across product teams, influencing design and engineering decisions to prioritize security from the outset.
• Design solutions that are Secure by Design, integrating threat modeling and security requirements into feature architecture and design reviews.
• Promote and enforce Secure Coding standards through CI/CD automation, peer reviews, and development training to reduce vulnerabilities at the source.
• Lead Vulnerability Management & Remediation, overseeing identification, risk-based triage, and tracking of remediation efforts for security issues.
• Develop and maintain standard security packages (e.g., secure configuration baselines, code templates, CI/CD security integrations) for consistent use across engineering teams.
• Conduct and support Penetration Testing, both hands-on and automated to uncover vulnerabilities throughout environments, platforms, and release cycles.
• Enable continuous improvement through Collaboration & Enablement, delivering security knowledge transfer, best practices, and feedback loops across teams.

To succeed in this role, you should have

• 5+ years of hands-on experience in application security (AppSec), DevSecOps, or similar roles.
• Software engineer with a keen interest in Security.
• At least 2 years of experience working in an engineering team a plus
• Deep understanding of secure software development lifecycle (SDLC) and first-principles of secure-by-design engineering.
• Skilled in security scanning tools (e.g., SAST, DAST, SCA), incident and remediation workflows, and security automation.
• Proficiency in reading and writing code for Java/Python/JavaScript and cloud platforms (AWS/Azure/GCP)
• Proven experience with pentesting or red-team engagements, identifying and exploiting application-level vulnerabilities.
• Excellent communication skills, you're able to translate technical risks into actionable steps and help engineers incorporate security improvements.
• Comfortable building trust as a security mentor and champion, raising security maturity across teams with patience and influence.
• Contributions to security tooling/open-source projects.
• OSCP, OSCE, GXPN, or similar offensive security certifications a plus
• Experience with container sec

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The Portfolio Manager is responsible for overseeing the loan portfolio and leading a team of Field Credit Officers within a specific state. This role involves setting performance targets, ensuring credit risk is managed effectively, maintaining a healthy loan portfolio, and driving growth of the business and loan products. The Portfolio Manager will collaborate closely with other departments (Products, Risk, Operations, etc.) to uphold credit policies and ensure successful loan disbursement and repayment.

Key Responsibilities

Team Leadership and Management

• Supervise, mentor, and provide guidance to Field Credit Officers (FCOs) within the assigned state.
• Set and communicate clear performance goals and objectives for the FCOs, ensuring alignment with the company’s overall targets and strategy.
• Conduct regular performance reviews, identify training needs, and foster professional growth among team members.

Portfolio Oversight and Growth

• Develop and implement strategies to grow a robust and profitable loan portfolio in the assigned state.
• Monitor and analyze overall portfolio performance, including loan approvals, disbursements, and repayments, to ensure targets are met.
• Identify trends and potential risks, taking proactive measures to mitigate any issues that could impact portfolio health.

Credit Risk Management

• Ensure adherence to the organization’s credit policies and procedures.
• Review and approve on loan applications recommended by FCOs, providing final credit decisions where necessary.
• Conduct periodic credit risk assessments and collaborate with the Regional Credit Manager and VP, Credit Portfolio Management to refine and enhance credit evaluation frameworks.

Compliance and Reporting

• Maintain compliance with regulatory requirements and internal policies related to credit operations and portfolio management.
• Prepare and present regular portfolio performance reports to Regional Credit Manager and VP, Credit Portfolio Management, highlighting key metrics, trends, and recommendations for improvement.
• Ensure all documentation and records are accurate, up-to-date, and in line with compliance standards.

Stakeholder Engagement

• Collaborate with cross-functional teams (Products, Operations, Risk, etc.) to ensure seamless loan disbursement and servicing processes.
• Develop and maintain strong relationships with business clients and community stakeholders to enhance the company’s market presence.
• Address and resolve escalated customer issues and inquiries related to the loan portfolio.

Process Improvement

• Identify process gaps and inefficiencies within credit administration, making recommendations for system and process enhancements.
• Stay informed of industry best practices, market trends, and competitor activities, adapting strategies as needed.

Qualifications

• Bachelor’s Degree (or higher) in Business, Finance, Economics, or a related field
• Minimum of 4-5 years of relevant experience in lending, credit, or portfolio management, with at least 2 years in a supervisory role.
• Demonstrable experience in credit risk analysis and financial analysis.
• Strong knowledge of regulatory requirements and compliance in the financial sector.
• Proven track record in managing and growing a loan portfolio in a fast-paced environment.
• Must be resident in the state of responsibility.

Relevant Skills

• Leadership & Team Management
• Analytical & Problem-Solving Skills
• Communication & Interpersonal Skills
• Strategic Thinking & Planning
• Attention to Detail
• Technology Proficiency

Other Requirements

• High degree of integrity, professionalism, and confidentiality when dealing with sensitive information.
• Flexibility to travel for client visits, team meetings, and on-site evaluations as needed.
• Proactive and results-driven mindset, with a commitment to continuous improvement.