Latest Jobs at Personal Trust Microfinance Bank Limited

Job Summary

• A Relationship Officer is responsible for prospecting, marketing, business development, and income generation in line with the key performance indicators.
• The Relationship Officer is the interface between the Bank and the customer and nurtures mutually beneficial relationships between both parties.

Duties and Responsibilities

• Achieve growth within the Key performance indicators; liability and risk asset generation, account opening, income generation, and e-banking product offerings.
• Evaluate the creditworthiness of customers by processing loan applications and documentation.
• Monitors active loans and enforces collection and recoveries.
• Ensures the achievement of all budget parameters.
• Develop referral networks and cross-sell products and services.
• Ensures a high level of customer satisfaction through excellent customer engagement and service delivery.
• Actively seek out new sales opportunities through cold calling, networking and referrals.
• Expedites the resolution of complaints to maximize satisfaction and boost customer service experience.
• Achieve a healthy portfolio and deposit mix.
• Executes marketing strategy and develops marketing campaigns.
• Ensures compliance with all internal policies and regulatory guidelines.
• Monitors competition by gathering current marketplace information on pricing, products, etc.
• Recommends changes in products, services, and policies by evaluating results and competitive developments.
• Identify potential loan markets and develop r+eferral networks.
• Perform any other duties as may be assigned by Management.

Qualifications and Experience

• Candidates should possess an HND / B.Sc in Social Science or any other related course.
• Evidence of completion / exemption of / from NYSC.
• 3 - 10 years of work experience.
• Previous experience in a marketing role in a Microfinance Bank or Financial Organization is an advantage.

Skills:

• Demonstrated ability to communicate, present and influence credibly and effectively at all societal levels.
• Proven ability to drive the sales process.
• Strong business sense and industry expertise.
• Basic understanding of sales principles and customer service practices.
• Friendly, helpful, confident and engaging personality.
• Excellent communication and interpersonal skills.
• Ability to work in a goal-oriented environment.
• Ability to work in a team.
• Strong planning, organizational and time management abilities.
• Proficient in the use of MS Office suite.

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Job summary

• The Legal Officer provides daily support to the Corporate Services Department andwill carry out legal advisory duties.
• The Legal Officer is responsible for preparation and review of all legal agreements in line with regulatory obligations, guaranteeing the Bank’s adherence to regulatory obligations, and the provision of legal advice to the Bank’s management about all relevant issues

Duties and responsibilities

• Ensure compliance with Regulatory agencies such as CBN, NDIC, CAC etc.
• Review of all agreements with institutional service providers and its complete implementation.
• Processing of prompt execution and sealing of agreements and documents.
• Guide and ensure compliance with all local and laws of the Federal legislation
• Provides legal support majorly to the HR, Credit, Recovery, Compliance and Operations departments
• Negotiation, drafting, reviewing and finalizing all legal agreements, contracts and other legal documents to safeguard the Bank’s legal position
• Attendance in court as the representative of the bank, liaising with the relevant Court Officials and external solicitors thereof on a case-by-case basis.
• Provide support to the Company Secretary & Head, Legal in the preparation of materials for Statutory Meetings of the Company, including Board Meetings and Annual General Meeting.
• Prepare all litigation cases together with other members of the Legal Unit and external solicitors, ensure proper follow up and report on the status of new and outstanding cases with proper escalation to Management
• Perform any other duties as may be assigned by Head of Department on Legal issues.

Qualifications

• Minimum of BL, LLB Law
• Minimum of 5 years post call
• Evidence of completion/ exemption from NYSC.

Experience:

• Previous experience as a legal practitioner in a microfinance bank or the financial sector.
• Comprehensive understanding of mortgage transactions
• Demonstrable knowledge of the Nigeria Legal system.

Skills:

• Excellent time management skills
• Ability to multi-task and prioritize work
• Attention to detail and problem-solving skills
• Strong organizational and planning skills
• Proficiency in MS Office
• Strong negotiating and persuasive skills
• Excellent verbal and written communication
• Proficient in MS Office
• Outstanding organizational and time-management abilities
• Excellent communication and interpersonal skills
• Professional and ethical behaviour.