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  • Posted: May 30, 2023
    Deadline: Not specified
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    Moniepoint is a financial technology company digitising Africa’s real economy by building a financial ecosystem for businesses, providing them with all the payment, banking, credit and business management tools they need to succeed.
    Read more about this company

     

    Field Credit Officer - Rivers

    JOB PURPOSE

    • As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due.
    • As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
    • You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities. Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.

    Job Responsibilities

    • Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
    • Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
    • Review and approve (or decline) loan requests by thoroughly analyzing all the data available
    • Embark on physical visitation to potential borrowers' business places for evaluation of business books, taking inventory and turnover into consideration
    • Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
    • Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
    • Perform all other credit related functions as may be assigned by a supervisor

    Qualifications

    • A minimum of an OND in any business related discipline
    • A minimum of 2 years experience in a sales role for credit products in a financial institution
    • Demonstrable knowledge of credit risk analysis
    • A good knowledge of financial analysis is an added advantage
    • Must be resident in Rivers State

    Relevant Skills

    • Apt attention to details
    • Proven simple/complex analytical skills
    • Excellent communication, presentation and interpersonal skills
    • Agility and perseverance

    go to method of application »

    Field Verification Officer - Abia

    JOB PURPOSE

    • As a field verification officer, you would be responsible for carrying out different kinds of field verifications leveraging on your experience and our standard operating procedures to help in identifying and eliminating potential default red flags prior to the disbursement of a loan facility or in verification of general KYC information of customers, employees or any other relevant parties.
    • You would also be responsible for making deductions from several information sources at the various verification locations in order to ensure the accuracy and legitimacy of the information being verified. You should be very creative, meticulous and observant, collecting any data outside of the standard required information that may be relevant to the verification in question.
    • You are expected to work with the highest integrity as any falsified information provided during verification would be considered fraud and the relevant legal processes would be initiated.

    Job Responsibilities

    • Embark on physical visitation to potential borrowers' business places for evaluation of business books, taking inventory and turnover into consideration
    • Ensure that all verifications are completed thoroughly, according to the standard operating procedures and within the specified timelines
    • Physical visitation of locations to verify residential or business address information provided
    • Physical visitation of other parties such as the loan guarantors, employee references and so on to ensure they are aware of their responsibilities and can easily be located if necessary
    • Prepare comprehensive and accurate reports on daily verification activities
    • Perform all other functions as may be assigned by a supervisor

    Qualifications

    • A minimum of a B.Sc/H.ND in any business related discipline
    • In-depth geographical knowledge of the local environment
    • A minimum of 2 years experience in credit risk or field verification is an added advantage

    Relevant Skills

    • Apt attention to details
    • Proven simple/complex analytical skills
    • Excellent communication, presentation and interpersonal skills
    • Agility and perseverance

    go to method of application »

    Field Verification Officer - Rivers

    JOB PURPOSE

    • As a field verification officer, you would be responsible for carrying out different kinds of field verifications leveraging on your experience and our standard operating procedures to help in identifying and eliminating potential default red flags prior to the disbursement of a loan facility or in verification of general KYC information of customers, employees or any other relevant parties.
    • You would also be responsible for making deductions from several information sources at the various verification locations in order to ensure the accuracy and legitimacy of the information being verified. You should be very creative, meticulous and observant, collecting any data outside of the standard required information that may be relevant to the verification in question.
    • You are expected to work with the highest integrity as any falsified information provided during verification would be considered fraud and the relevant legal processes would be initiated.

    Job Responsibilities

    • Embark on physical visitation to potential borrowers' business places for evaluation of business books, taking inventory and turnover into consideration
    • Ensure that all verifications are completed thoroughly, according to the standard operating procedures and within the specified timelines
    • Physical visitation of locations to verify residential or business address information provided
    • Physical visitation of other parties such as the loan guarantors, employee references and so on to ensure they are aware of their responsibilities and can easily be located if necessary
    • Prepare comprehensive and accurate reports on daily verification activities
    • Perform all other functions as may be assigned by a supervisor

    Qualifications

    • A minimum of a B.Sc/H.ND in any business related discipline
    • In-depth geographical knowledge of the local environment
    • A minimum of 2 years experience in credit risk or field verification is an added advantage

    Relevant Skills

    • Apt attention to details
    • Proven simple/complex analytical skills
    • Excellent communication, presentation and interpersonal skills
    • Agility and perseverance

    go to method of application »

    Field Credit Officer - Abia

    JOB PURPOSE

    • As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products.
    • You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due.
    • As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
    • You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities. Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.

    Job Responsibilities

    • Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
    • Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
    • Review and approve (or decline) loan requests by thoroughly analyzing all the data available
    • Embark on physical visitation to potential borrowers' business places for evaluation of business books, taking inventory and turnover into consideration
    • Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
    • Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
    • Perform all other credit related functions as may be assigned by a supervisor

    Qualifications

    • A minimum of an OND in any business related discipline
    • A minimum of 2 years experience in a sales role for credit products in a financial institution
    • Demonstrable knowledge of credit risk analysis
    • A good knowledge of financial analysis is an added advantage
    • Must be resident in Abia State

    Relevant Skills

    • Apt attention to details
    • Proven simple/complex analytical skills
    • Excellent communication, presentation and interpersonal skills
    • Agility and perseverance

    Method of Application

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