Jobs at CapitalSage Technology Limited

Location: Ibadan, Oyo

Job Description

• Identify critical risks in credit request and provide advisory on how requests be restructured in line with the bank’s risk appetite.
• Implement and manage the risk and control assessment reporting process as well as manage and maintain management reports, follow up of issues identified for conclusive resolution
• Manage the process of developing risk policies and procedures, risk limits and approval authorities.
• Undertake quality control reviews for the business units to ensure consistent implementation of policy and processes across all business units and identify any gaps, challenges and improvement measures.
• Management Executive Committees reports evaluation and monitor against business strategy and regulatory requirements
• Oversight over the credit process including approval of credit facilities.
• Undertake training to staff on inherent risks and controls in the processes within their control.
• Reporting results of risk monitoring to Management and the board.
• Conduct detailed collateral analysis, paying due attention to collateral acceptability.
• Conduct a risk profile exercise to ascertain the residual level of risk exposure in the Bank.

Qualifications / Requirements

• A First Degree in Economics, Finance or any other discipline,
• Minimum of 2 years of banking experience.
• Good knowledge of accounting and relevant lending ratios.
• Experience in Risk Management
• Data Analytics and Effective communication
• Problem Solving, Critical reasoning, detail-oriented.
• In depth knowledge and experience of the practical application of risk MI systems and methodologies, including experience of risk and control assessment and risk reporting.
• Good reporting skills.

go to method of application »

Location: Ibadan, Oyo

Job Description

• Reconcile accounts payable and receivable
• Reinforce financial data confidentiality and conduct database backups when necessary
• Maintaining oversight of bank accounts and cash flow and ensuring monthly reconciliations are carried out
• Analyzing accounting data in order to provide quantitative information on performance, financial position, solvency, liquidity and cash flows of the business
• Correctly complete loan application and evaluation process.
• Develop an accurate evaluation of each client's capacity and willingness to repay the request.
• Sensitize potential clients on all aspects of our loan process: procedures to apply, the terms and conditions, the incentives for good performance

Requirements

• Minimum of B.Sc / HND in Accounting, Finance, Business Administration, Economics or related fields
• Must have an advanced Finance Qualification (MCIB/ACIBN/MFP).
• Must have 3 Years professional experience in a financial institution with at least 2 years in a Microfinance bank.
• Good knowledge of CBN regulatory reporting
• Proficient in Excel and Accounting Softwares
• Excellent communication and organization skills
• Ability to develop strong financial analysis skills.