Job Opportunities at Fidelity Bank

Qualification:

• Bachelor’s Degree in social science or humanities or HND with a Master’s Degree

Experience:

• Minimum of 3 – 6 years working experience

Job Objective(s)

• Ensuring compliance to regulatory guidelines and procedures in relation to Customer Onboarding & Customer Activity Monitoring

Duties & Responsibilities

• Generate and review customer deficiency report, which highlights completeness of customer information. 
• Review and follow up on account opening documentation for deficiencies 
• Review of accounts of Politically Exposed Persons (PEPS), Designated Non-Financial Businesses and Professionals (DNFBPs), etc 
• Carry out follow ups on Annual Due Diligence and Enhance Due Diligence on customers: 
  • Understanding Customers Risk Rating 
• Understanding the Compliance plan: 
  • Ensuring Compliance to Annual/Bi-Annual and Transaction based EDD 
• Generate Customer Deficiency Report (Data quality and integrity – To identify incomplete supply and capture of customer information). 
• Monitor FATCA compliance at branches. 
• Confirmation of Regulatory Display Items in branches 
  • Money Laundering Warning Poster 
  • Dud Cheque Warning Poster 
  • NDIC stickers (One Big and One Small) 
  • Portrait of the President and State Governors/Minister(FCT) 
  • Extract of the Bank’s latest financial report  
  • S553 of CAMA. 
  • Operating License 
  • Certificate of Incorporation 
  • FX Teller and Rate Board Etc 
• Advise, oversee, and train the branch staff on compliance related matters/issues. 
• Following up on non-response from branches to any Compliance related enquiries from Head Office relating the areas of coverage  
• Ensuring Compliance to on-boarding documentation and data for deficiency purposes in branches 
• Acting as the Liaison officer to Transaction Monitoring & Law Enforcement Teams in areas where these teams are not located. 
• Review of customers e-services enrollment 
• Follow up on internal and external audit branch reports and confirm compliance with noted exceptions  
• Monitor Compliance to the Rule Book and Relevant Regulations in branches. 
• Confirmation of compliance procedures for Dud Cheques, BVN, Address and ID Verification 
• Confirmation of AML/CFT Credit Assessment procedure in branches. 
• Adhoc Due diligence, enhanced due diligence, and review of unusual inflows and transaction amounts that suggest structuring/smurfing 
• Adhoc filing of STR on Suspicious Transaction or Activities 
• Confirmation of compliance to process flow to modification of customers’ phone Number and Email addresses in Finacle and SMS Portal. 
• Identification of New and Relocated Branches for proper Risk Assessment 
• Identification of New Relationships with IMTO and other Relevant Third Party Service Providers operating within coverage area for proper administration of EDD. 
• Review of Processed Money Transfers – Western Union, MoneyGram, RIA (IMTOs) 
• To ensure compliance to prompt preparation and submission of Regulatory Reports to the appropriate Regulators from branches under coverage areas 
• Any other task as may be assigned by the supervisor 

Experience / Skills

• Good written and oral communication skills. 
• Good interpersonal and relationship skills.  
• Excellent negotiation skills  
• Good reporting Skills 
• Risk Conscious 
• Independent & Assertive 
• Excellent knowledge of bank and regulatory procedures and policies  
• In-Depth knowledge of Banking Operations/Products 
• In-Depth accounting knowledge/background 
• In-Depth Total Quality Management 
• In-Depth Credit, operations, computer systems (Data Center), GIS, etc. 

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Qualification:

• Bachelor’s Degree in social science or humanities or HND with a Master’s Degree

Experience:

• Minimum of 3 – 5 years working experience

Job Objective(s)

• Ensuring compliance to regulatory guidelines and procedures in relation to Customer Onboarding & Customer Activity Monitoring

Duties & Responsibilities

• Obtain transaction information from IT, IOPs and Control in form of reports and alerts and analyze to determine extract transactions for further review, monitoring and investigation, 
• Monitoring, Unusual transaction, Government accounts to Personal Accounts in cash withdrawals/transfers.(NGN/FX) 
• Monitoring, Transaction involving NGO/NPO/Churches/Mosques (NGN/FX) 
• Monitoring of Huge Cash Lodgments/Huge inflows( NGN/FX) 
• Monitoring of company account doing large multiple transactions(NGN/FX) 
• Monitoring, High Volume of transactions within a short period.(NGN/FX) 
• Huge Cash Payments to BDC’s( NGN/FX) 
• Monitoring; Large and Structured payment into individual account.(NGN/FX) 
• Monitoring of HUGE Cash Withdrawals.(HGN/FX) 
• Monitoring of Multiple cash withdrawals from account (NGN/FX) 
• Review Huge Transaction into PEP accounts (NGN/FX) 
• Monitoring and Review of transactions of MTO’s (NGN/FX) 
• Monitoring and Review of transactions of WUMT/MoneyGram(FX) 
• Monitor wire transfer through SWIFT Sanctions screening and Acuity/ Ensuring Sanction individuals, entities and Nationals are filtered through the SWIFT Engine for Compliance action. 
• Return of FX Inflows and Closure of Accounts That Have Received Suspicious Funds 
• Monitoring and Conduct of Enhanced Due Diligence ( EDD) on customers /accounts 
• Conduct Compliance Investigation and prepare Compliance Investigation Report based on identified Suspicious Transactions red-flags,  
• Schedule and prepare Suspicious Transactions Reports (STR) and ensure they are filed to NFIU though their GoAML Portal, 
• Review and Monitor Customer with full change of Name and their BVN and schedule for proper report rendition. 
• Review of staff Account 
• Any other task as may be assigned by the supervisor 

Experience / Skills

• Good written and oral communication skills. 
• Good interpersonal and relationship skills.  
• Excellent negotiation skills  
• Good reporting Skills 
• Risk Conscious 
• Independent & Assertive 
• Excellent knowledge of bank and regulatory procedures and policies  
• In-Depth knowledge of Banking Operations/Products 
• In-Depth accounting knowledge/background 
• In-Depth Total Quality Management 
• In-Depth Credit, operations, computer systems (Data Center), GIS, etc. 

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Qualification:

• Bachelor’s Degree in social science or humanities or HND with a Master’s Degree

Experience:

• Minimum of 3 – 6 years working experience

Job Objective(s)

• Manage automation initiatives for the division 
• Promote the use of statistical methods for effective control 
• Be an advocate for the adoption of latest technology productivity tools especially those in Microsoft bouquet

Duties & Responsibilities

• Assist the division to prepare and maintain a repository of all Bank’s internal policies, procedures and operational guidelines. 
• Create and maintain an electronic rulebook for all external and internal policies, procedures, guidelines, frameworks, regulations and statutes affecting the Bank 
• Assist Teams in the division to review and prepare up-to-date process flow document for all processes within their sphere of control 
• Assist Teams in the division to build information dashboards for significant exceptions and KPIs that will support speedy and informed decision making. 
• Tracking of External, Internal and risk assessment 
• Providing Compliance status report on the Management letter to regulatory authority. 
• Responsible for re-engineering and improving Compliance processes to meet the Bank’s Corporate objectives. 
• Any other duty assigned by your supervisor and group head  

Experience / Skills

• Good written and oral communication skills. 
• Good interpersonal and relationship skills.  
• Excellent negotiation skills  
• Good reporting Skills 
• Risk Conscious 
• Independent & Assertive 
• Excellent knowledge of bank and regulatory procedures and policies  
• In-Depth knowledge of Banking Operations/Products 
• In-Depth accounting knowledge/background 
• In-Depth Total Quality Management 
• In-Depth Credit, operations, computer systems (Data Center), GIS, etc. 

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Qualification:

• Bachelor’s Degree in social science or humanities or HND with a Master’s Degree

Experience:

• Minimum of 4 – 7 years working experience in relevant field

Job Objective(s)

• Works in the capacity of a financial examiner to ensure that the bank adheres to all governmental regulations and laws.

Duties & Responsibilities

• Provides timely financial and regulatory reports and ratios to the Head Regulatory Reporting for prompt management decision making to prevent regulatory infractions and sanctions. 
• Provides an effective, efficient, and real-time financial Statement and other regulatory reports and analyses to aid management decision making 
• Responsible for researching, assessing, and monitoring new developments and updating bank personnel in a timely manner. 
• Maintain current and extensive knowledge of the laws and regulatory guidelines by which the bank is required to comply with 
• Act as an integral part of the team regarding knowledge resources for all compliance-related matters 
• Monitor compliance programs that have been put in place to ensure adequacy

Experience / Skills

• Excellent written and oral presentation skills 
• Strong numerical and analytical skill 
• Good interpersonal and communication skill 
• Good negotiation and bargaining skills. 
• Strong analytical skills. 
• Good organizational skills. 
• Good record keeping / file keeping and documentation skills. 
• Excellent interpersonal skills. 
• Depth in PC Skills.
• Good accounting and banking operations background 
• Proficiency in the use of Microsoft excel 
• High risk consciousness. 
• Good knowledge of ALM Tools. 
• Ability to pay attention to detail. 
• Good knowledge of the Bank’s Banking Software. 
• Strong ability to interpret and reconcile accounts.

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Qualification:

• Bachelor’s Degree in social science or humanities or HND with a Master’s Degree

Experience:

• Minimum of 8 – 13 years working experience in relevant and similar field. MBA/MSC in relevant disciple is an added advantage

Job Objective(s)

• The Data Protection Officer (DPO) is responsible for ensuring compliance with data protection laws and regulations, maintaining data privacy and security, and protecting the bank’s customers’ data. The DPO serves as the primary point of contact for all data protection-related matters within the bank.

Duties & Responsibilities

• Develop and implement data protection and privacy policies, procedures, and guidelines to comply with relevant laws and regulations. 
• Monitor and evaluate the bank’s data protection practices, identifying potential risks and recommending improvements or corrective measures. 
• Conduct regular audits and risk assessments to ensure compliance with data protection legislation. 
• Collaborate with various departments within the bank to develop privacy impact assessments (PIAs) and data protection impact assessments (DPIAs) for new systems and processes. 
• Act as a liaison with regulatory bodies, supervisory authorities, and external auditors to address data protection inquiries, complaints, or investigations. 
• Provide advice and guidance to the bank’s employees on data protection matters, ensuring awareness and education programs are in place. 
• Review, negotiate, and ensure compliance with data protection requirements in contracts with vendors and third-party organizations. 
• Oversee the implementation and maintenance of data protection tools, technologies, and security measures to prevent unauthorized access, loss, or alteration of data. 
• Manage data breach incidents, including investigating and reporting incidents to the relevant authorities, as required. 
• Stay informed about the evolving data protection and privacy landscape, keeping the bank up to date with changes in laws, regulations, and best practices. 
• Participate in industry forums, conferences, and workshops to network with peers and stay current with emerging trends in data protection and privacy. 

Experience / Skills

• In-Depth written and oral communication skills 
• Business Analysis and Financial Skills 
• Risk Control Governance 
• Customer Relationship Management 
• Budget Planning & Control 
• Financial Accounting 
• Data Gathering and Analysis 
• Experience with data protection and privacy tools and technologies is a plus 
• In-depth knowledge of data protection laws (e.g., General Data Protection Regulation – GDPR) and industry best practices. 
• Experience in the banking or financial sector, preferably in a data protection or privacy-related role. 
• Strong understanding of information security principles, data classification, and data governance. 
• Excellent analytical and problem-solving skills. 
• Detail-oriented with strong organizational and project management abilities. 
• Strong communication and interpersonal skills to effectively collaborate with stakeholders at all levels. 
• Ability to work independently and maintain confidentiality.