Job Openings at Concept Group

Job Description

• We are looking to hire a Product Manager. The ideal candidate will conduct Market Research in relation to products and products performance.
• You will work with the Research and Development teams to deliver innovative and optimal Information Technology solutions (products and services) to meet market needs.

Roles / Responsibilities

• Carry out market research to identify opportunities for developing new products or making changes to existing products.
• Outline, analyze, and document detailed functional requirements for product and all business requirements in relation to product development and design to ensure compliance with expected standards.
• Coordinate relationships between commercial and technical teams to proper understanding and interpretation of business requirements.
• Monitor and support the design, development, and deployment of the new/upgraded product to ensure that it continues to meet the expected specifications.
• Manage go-to-market plans and all processes necessary for successful product launch.
• Following a product launch, s/he monitors its performance. Based on findings, s / he may recommend modifications to the product/market strategy.
• Collect and analyze product data to detect trends and provide necessary information and recommendations.
• Update, implement and communicate changes to documented product requirements and processes as necessary.
• Assess products stand in the market in comparison to competitors as well as customer reception and behavior.
• Support product marketing and sales through the development of various technical marketing resources such as application notes, FAQs, product notes, user guides, presentations, demos, manuals, training guides, etc.
• Support Marketing & Sales teams with research on effective sales & marketing channels that will improve the products’ return on investment.

Requirements

• Bachelor's Degree in Computer Science, Engineering, Economics, Statistics, Business Administration, or other relevant fields.
• Minimum of four (4) years of quality experience in a similar role.
• Strong interest in/knowledge of Information Technology and the development/deployment of profitable Information Technology solutions.
• Excellent organizational, analytical, and problem-solving skills.
• Project Management expertise with a high level of attention to detail.
• Ability to manage relationships across diverse groups of people.
• Result-oriented.
• Top-notch strategy, presentation, and communication skills
• Self-starter with the drive for continuous improvement and achievement.

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Responsibilities

• Assessing data from a variety of sources to uncover insights into pricing strategies and market trends.
• Setting effective pricing for products to drive product adoption and profitability.
• Analyzing and translating pricing data into actionable profit-enhancing strategies for products and the business at large.
• Applying statistical modelling methods to determine the potential impact of pricing strategies on profitability
• Monitoring business liquidity to ensure pricing strategies delivers optimal liquidity for the business
• Developing dynamic pricing tools to effectively respond to changing market needs and trends.
• Create and provide visibility around existing pricing strategies, including identifying key performance indicators and dashboard views to convey to senior leadership.
• Utilize profit and loss information to facilitate informed decision-making around what leads, channels, and segments of our business to help drive via pricing strategy.
• Preparing and presenting pricing analysis findings to the product team and organization leadership
• Address issues and concerns raised by team members relating to product pricing.

Requirements

• B.Sc in Economics, Business Management, or other Management Science courses.
• Candidates should possess a Bachelor's Degree with at least 5 years of work experience
• Professional qualifications like ACCA, ICAN, CFA would be an added advantage

Skills / Competencies:

• In-depth knowledge of statistical methods and data analysis.
• Extensive experience in analyzing pricing strategies and forecasting revenue and market share.
• Experience in collaborating on pricing strategies with sales and marketing departments.
• Ability to keep abreast of industry trends and develop dynamic pricing tools.
• Advanced ability to present pricing analysis reports to relevant stakeholders.
• Excellent analytical, decision-making, and problem-solving skills.
• Attention to accuracy and detail required.
• Competence to analyze financial and non-financial data.

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Duties & Responsibilities

• Working with the relevant Product team members, to provide support services for the team’s project, to ensure the product requirements are built rightly
• Managing product requirement documents (PRD) to ensure they are up to standard and readily available to all stakeholders
• Support the team in pre and post product deployment
• Managing product models to ensure they are up to standard in fulfilling product implementation goals.
• Monitor and effect the adherence of guiding product policies and goals
• Work with the Marketing, Customer Engagement, and Sales Teams to provide second level support that continuously improves marketing lifecycle
• Monitoring the customer experience for users of our products and overseeing continued improvements to the user experience
• Manage and remove obsolete products.
• Complete all works necessary to support market research need.

Qualifications / Requirements

• Bachelor's Degree in Finance, Marketing, Business Administration or other relevant fields
• 2 years of product management support experience, leading strategic and operational initiatives
• Proven and successful experience leading high-performing product and promotional strategies for a business, resulting in increased revenue.

Skills / Competencies:

• Ability to manage stakeholders
• Excellent analytical, decision-making, and problem-solving skills
• Competence to analyze financial and non-financial data
• Ability to effectively exchange information, in verbal or written form, by sharing ideas, reporting facts and other information, responding to questions, and employing active listening techniques
• Excellent knowledge and use of existing software packages (Power BI and Microsoft Excel).

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Overview

• The Senior Credit Underwriting Executive is largely responsible for interpreting and implementing guidelines for the underwriting team.
• He / She regularly carry out risk assessments for various individuals and groups, by using various risk assessment tools, assesses the risk posed by a client or clients' requests to the company in order to minimize, mitigate, or totally prevent unnecessary costs for the company and/or expose it to high risks.

Job Description / Duties

• Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
• Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation, and recovery when assigned by HOD.
• Reviewing applications for credit facilities with a view to point out deviations from the company's credit policy and highlight quality assurance issues in credit proposals received from business areas.
• To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
• Ensures turn-around time for each transaction is minimized to the barest minimum.
• Ensures the creditworthiness of each transaction especially those above the level of junior underwriters by preparing, reviewing, and analyzing risk criteria of potential customers.
• Reviewing applications for credit facilities with a view to point out deviations from the company's credit policy and highlight quality assurance issues in credit proposals received from business areas.

Job Requirements

• B.Sc qualification in any Risk or Finance related course.
• Required Qualification: BA / BSc / HND, MBA / MSc / MA.
• A minimum of 7 years progressive experience in Underwriting.

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Job Summary

• This role will strategize, formulate and communicate risk policies and processes for the group.
• The Credit Risk Strategist will provide hands-on development of risk models involving market and credit risks, assure controls are operating effectively, and provide research and analytical support for the smooth operation of the department.

Duties and Responsibilities

• Work directly with top management, to evaluate their business models and financial statements and proffer necessary measures to mitigate risk.
• Performing risk assessments: Analyzing current risks and identifying potential risks that are affecting the company.
• Performing a risk evaluation: Evaluating the company’s previous handling of risks, and comparing potential risks with criteria set out by the company such as costs and legal requirements.
• Provide tailored credit risk recommendations that mitigate RFS’s exposure while facilitating partner company growth
• Help manage the portfolio by developing a deep understanding of risk across industries, geographies, and operating models.
• Preparing risk management and insurance budgets.
• Explaining the external risk posed by corporate governance to stakeholders.
• Creating business continuity plans to limit risks.

Requirements

• Bachelor's Degree in Economics, Accounting, Statistics, Finance, or a relative field.
• 8+ years of relevant experience with knowledge of commercial credit underwriting and risk strategies.
• Excellent written, verbal, and analytical skills.
• The ability to comfortably interact with the CFOs and CEOs of our top merchants.
• Experience with and in the use of IFRS9.
• Professional certifications and memberships.