Job Openings at Concept Group

Job Description

• We are looking to hire a Product Analyst. The ideal candidate will conduct Market Research in relation to products and product performance.
• You will work with the Research and Development teams to deliver innovative and optimal Information Technology solutions (products and services) to meet market needs.

Roles / Responsibilities

• Carry out market research to identify opportunities for developing new products or making changes to existing products.
• Outline, analyze, and document detailed functional requirements for product and all business requirements in relation to product development and design to ensure compliance with expected standards.
• Coordinate relationships between commercial and technical teams to proper understanding and interpretation of business requirements.
• Monitor and support the design, development and deployment of the new/upgraded product to ensure that it continues to meet the expected specifications.
• Manage go-to-market plans and all processes necessary for successful product launch.
• Following a product launch, s/he monitors its performance. Based on findings, s / he may recommend modifications to the product/market strategy.
• Collect and analyze product data to detect trends and provide necessary information and recommendations.
• Update, implement and communicate changes to documented product requirements and processes as necessary.
• Assess products stand in the market in comparison to competitors as well as customer reception and behavior.
• Support product marketing and sales through the development of various technical marketing resources such as application notes, FAQs, product notes, user guides, presentations, demos, manuals, training guides etc.
• Support Marketing & Sales teams with research on effective sales & marketing channels that will improve the products’ return on investment.

Requirements

• Background in Computer Science, Engineering, Economics, Statistics, Business Administration, or other relevant fields.
• Minimum of four(4) years of quality experience in a similar role.
• Strong interest in/knowledge of Information Technology and the development/deployment of profitable Information Technology solutions.
• Excellent organizational, analytical, and problem-solving skills.
• Project Management expertise with a high level of attention to detail.
• Ability to manage relationships across diverse groups of people.
• Result-oriented.
• Top-notch strategy, presentation, and communication skills
• Self-starter with the drive for continuous improvement and achievement.

Remuneration
Up to 7 million Naira / year.

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Responsibilities

• Conducts detailed portfolio analyses and reports. Analyses report on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities
• Analyses transactional risk measures including default, correlations, and stress losses to enhance concentration risk views.
• Analyses and monitors the company’s lease portfolio.
• Periodically perform default/principal at risk assessment, measuring the impact of guarantors/collaterals and impact of group loan on risk exposure.
• Monitors compliance to credit and risk policies of the company.
• Prepares reports on analytics of portfolio performance, emerging trends, areas of opportunity, repossessed lease assets, etc.
• Mitigate credit risk exposure related to portfolio management activities.
• Prepare report on probability of default using available data.
• Propose evolutions in the policy, process, collaterals, etc. related to the risk identified.
• Make recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.

Qualifications

• A Bachelor's degree in Accounting, Finance, or social science.
• Minimum of 1 year working in a similar field, with cognitive experience as analytics officer.

Requirements:

• Cognitive abilities in quantitative measurement of data
• Research and analysis skills
• Comfortable with word processing, spreadsheets, and financial enterprise resource software usage.
• Beginner’s/Intermediate skills in Microsoft Office suites
• Ability to present and communicate analysis and recommendations
• Ability to measure financial data to evaluate financial performance and position

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Job Summary

• The Underwriting Strategist is responsible for continuously building and developing underwriting strategies.

Duties and Responsibilities

• Develop strategies to determine loan risk and customer behavioral trends.
• Ability to articulate the underwriting process into actionable pieces of information that can be leveraged by the underwriters.
• Develop, build and prioritize risk into classes.
• Develop strategies that can enable risk control.
• Develop a strong analysis framework that will guide the underwriting process.
• Ability to detect and understand competitive differentiators that make the difference from other processes.
• Ability to balance the act between profitability and growth for the organization.
• Build a well-defined strategy and process for underwriters to understand carrier appetite when
• underwriting high-risk profiles.
• Build clearly a defined business structure for proper decision-making.
• Ability to build and develop processes that can align the goal and focus of the business.

Job Knowledge

• B.Sc in Finance, Accounting, or any relevant field.
• The ideal candidate should have 2 years and above experience with a financial background.
• A knack for figures and passionate about analysis and process optimization.
• In-depth knowledge of IFRS principles and changes.

Skills and Competencies:

• High standards of accuracy &precision with excellent organizational skills
• High proficiency level in excel.
• Ability to effectively lead and direct a team and drive developed strategies.