Jobs at First Excelsia

Job Description

• Our client is seeking a dynamic and driven Head of Lending who will spearhead the development, execution, and growth of lending solutions within the Embedded Finance Division.
• The role holder will leverage strategic partnerships, aggregator platforms, and innovative customer acquisition strategies to expand market reach and optimize lending operations.

Job Responsibilities

• Define and implement comprehensive lending strategies aligned with the organization’s objectives, ensuring set targets for our Embedded lending products (BNPL, nano loans, and merchant lending) are met
• Oversee phased execution plans focused on growth levers such as strategic partnerships, integrations, and leveraging our existing sales and digital channels
• Collaborate with product management and engineering teams to design and launch impactful features that drive business outcomes.
• Identify, negotiate, and onboard high-value strategic partnerships with industry-leading platforms to maximize market reach.
• Ensure adherence to risk management frameworks, regulatory compliance, and governance standards across all lending activities.
• Collaborate with Credit Risk and Underwriting to optimize the credit assessment process, to
• drive efficiency and minimize risk.
• Build and mentor a high-performing team, fostering a culture of innovation, accountability, and continuous improvement.

Person Specification

• Bachelor’s Degree in Finance, Business Administration, or a related field; advanced degrees or certifications (e.g., MBA) are highly desirable
• 8+ years proven experience in leading lending portfolios, with a strong focus on embedded finance, nano loan, and merchant lending solutions. Experience selling BNPL
• products will be a great advantage.
• Demonstrated success in managing large-scale partnerships and executing growth strategies in a fast-paced environment.
• Exceptional analytical, problem-solving, and decision-making skills with a track record of delivering measurable results.
• Strong leadership capabilities with excellent communication and stakeholder management skills.

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Job Description

• We seeking to hire a highly strategic and dedicated Managing director to join its dynamic team and contribute to its commitment to excellence.
• The Managing Director will oversee all aspects of business operations, people management, products, and resource optimization.
• The ideal candidate will be a strategic leader capable of driving the organisation towards sustainable growth and profitability while effectively advancing its vision, mission, and strategic goals.

Responsibilities

• Driving business development and ensure the achievement of profitability goals as approved by the Board.
• Overseeing loan portfolio performance, ensuring non-performing loans are within acceptable limits.
• Mobilizing deposits to ensure liquidity and drive staff efforts in deposit generation.
• Overseeing the implementation of a robust risk management framework.
• Optimizing funding utilization while considering associated risks.
• Monitoring employee performance relative to set targets and provide guidance for improvement where necessary.
• Ensuring compliance with Central Bank of Nigeria (CBN) regulations, maintaining all standard ratios and acceptable PAR thresholds.
• Reviewing financial systems and recommend improvements to enhance performance.
• Developing long-term financial sustainability plans and monitor budget performance against actual outcomes.
• Drafting and executing a strategic plan in collaboration with senior management.
• Leading daily operations and align activities with organizational goals and Board policies.
• Managing employee performance and foster a positive organizational culture.
• Presenting comprehensive quarterly reports to the Board of Directors, covering all business and product aspects.
• Serving as the key point of contact for Board-level and external stakeholders.

Requirements

• Bachelor’s degree in Business Administration, Management or a related field.
• Minimum of 8 years’ experience in the Commercial banking and Microfinance Sector.
• Proven experience as a Managing Director.
• Relevant Master’s degree or Professional qualification will be an added advantage.
• Experience in developing and implementing strategic and business plans.
• Exceptional leadership, strategic thinking, and interpersonal skills.
• Strong proficiency in Microsoft Office Suite.

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Summary

• We are seeking to hire a Chief Finance Officer to join its dynamic team.
• The role holder will play a pivotal role in shaping the company’s financial strategy and driving long-term profitability and sustainable growth.
• The ideal candidate must possess deep expertise in the fintech industry, particularly in financial services such as lending, payments, investment, and merchant payments. 
• Reporting directly to the Managing Director, the CFO will lead the finance function, ensuring financial stewardship, governance, risk management, and operational efficiency.

Job Responsibilities

• Lead the development and implementation of financial strategies that support the company's overall business goals in fintech, including lending, payments, and investment.
• Partner with senior management to provide financial insights and recommendations to shape business decisions, drive growth, and optimize profitability.
• Ensure the financial sustainability of the business while driving operational excellence and innovation.
• Oversee financial forecasting, budgeting, and reporting activities, ensuring accurate and timely reporting to the Managing Director and the Board.
• Perform financial analysis for existing and new products, including fintech payment solutions and lending services, to support data-driven decisions.
• Ensure full compliance with regulatory requirements, including tax laws, financial reporting standards, and Central Bank regulations.
• Drive the development of policies, procedures, and controls that align with best practices in financial governance.

Person Specification

• Bachelor’s Degree in Finance, Accounting, Economics, or a related field.
• Professional qualifications such as ACA, ACCA, CFA, or equivalent is required.
• Minimum of 10 years of experience in financial leadership roles, with at least 5 years in the fintech industry.
• Proven track record in leading finance functions in fintech businesses, preferably in lending, payments, or investment sectors.
• Strong understanding of financial regulations and compliance in the financial services/fintech industry.
• Experience with investor relations, fundraising, and capital markets.
• Demonstrated success in managing complex financial models and forecasting in a dynamic, tech-driven environment.