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  • Posted: Jan 27, 2025
    Deadline: Not specified
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  • Moniepoint is a financial technology company digitising Africa’s real economy by building a financial ecosystem for businesses, providing them with all the payment, banking, credit and business management tools they need to succeed.
    Read more about this company

     

    Field Credit Officer (Kaduna)

    Job Purpose

    • As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due. As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
    • You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities. Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.

    Job Responsibilities

    • Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
    • Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
    • Review and approve (or decline) loan requests by thoroughly analyzing all the data available
    • Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
    • Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
    • Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
    • Perform all other credit related functions as may be assigned by a supervisor

    Qualifications

    • A minimum of an OND in any business related discipline
    • A minimum of 2 years experience in a sales role for credit products in a financial institution
    • Demonstrable knowledge of credit risk analysis
    • A good knowledge of financial analysis is an added advantage
    • Must be resident in Kaduna

    Relevant Skills

    • Apt attention to details
    • Proven simple/complex analytical skills
    • Excellent communication, presentation and interpersonal skills
    • Agility and perseverance

    go to method of application »

    Head of Technology Operations

    Job Summary

    • The Head of Technology Operations will have responsibility for planning, coordinating, and directing all the Technology Team’s daily activities as well as providing direction and solutions that will enhance the Technology Team’s operations. This role will be responsible for leading a team of engineers in various teams across Back Office Support and Service Desk as well as enterprise application deployment.

    What You’ll Get To Do

    • Create and implement IT policies and procedures that enables strong security and risk-management capabilities.
    • In charge of business continuity and disaster recovery within the department with recommendation and implementation of new investments within the technology infrastructure.
    • Explore new technologies and software as appropriate and, in conjunction with the Chief Technology Officer, overseeing the deployment and implementation of all IT Infrastructure ensuring high availability of all systems.
    • Establishes operational and capital budgets to address the needs of various unit related IT department services, for example, systems, infrastructure, security, networks, and databases.
    • Collaborate with development and security team, to ensure seamless integration and alignment of IT services projects and processes.
    • Implement monitoring tools and processes to proactively identify and resolve IT infrastructure issues, optimize resource usage, and plan for future capacity needs.
    • Oversee the delivery of IT services and support to end-users (internal/external), ensuring that IT incidents, problems, and service requests are handled efficiently and effectively.

    To succeed in this role, we think you should have

    • 5 years’ experience in technology infrastructure, Network support and system administration with at least 3years’ of experience using cloud services administration.
    • Bachelor’s degree in computer science or IT related field.
    • Candidate must have practical knowledge of administering Windows, Linux, and Mac operating systems.
    • Experience of technology operations management and the use of new technologies to improve cost effectiveness and performance.
    • Experience of managing technology-enabled change projects.
    • Experience of setting up and managing outsourced contracts for delivery and development of technology solutions and services.
    • Experience in Managing cloud infrastructure AWS/AZURE.
    • Experience in deploying infrastructure as code.

    Required Knowledge, Skills, And Abilities.

    • Strong focus on the customer (whether internal or external)
    • Flexible, adaptable, and resilient
    • Collaborative
    • Entrepreneurial and outcome-oriented
    • Work well in a fast-paced environment.
    • Invest in your own wellbeing and that of colleagues.
    • Demonstrable commitment to equality, diversity, and inclusion
    • Demonstrable commitment to using technology, data, and insights to monitor progress and improve.
    • Demonstrable commitment to maximizing resources and driving efficiency.

    go to method of application »

    Field Credit Officer (Taraba State)

    Job Purpose

    • As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due. As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
    • You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities. Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.

    Job Responsibilities

    • Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
    • Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
    • Review and approve (or decline) loan requests by thoroughly analyzing all the data available
    • Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
    • Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
    • Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
    • Perform all other credit related functions as may be assigned by a supervisor

    Qualifications

    • A minimum of an OND in any business related discipline
    • A minimum of 2 years experience in a sales role for credit products in a financial institution
    • Demonstrable knowledge of credit risk analysis
    • A good knowledge of financial analysis is an added advantage
    • Must be resident in Tabara

    Relevant Skills

    • Apt attention to details
    • Proven simple/complex analytical skills
    • Excellent communication, presentation and interpersonal skills
    • Agility and perseverance

    go to method of application »

    Field Credit Officer (Kogi State)

    Job Purpose

    • As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due. As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
    • You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities. Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.

    Job Responsibilities

    • Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
    • Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
    • Review and approve (or decline) loan requests by thoroughly analyzing all the data available
    • Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
    • Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
    • Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
    • Perform all other credit related functions as may be assigned by a supervisor

    Qualifications

    • A minimum of an OND in any business related discipline
    • A minimum of 2 years experience in a sales role for credit products in a financial institution
    • Demonstrable knowledge of credit risk analysis
    • A good knowledge of financial analysis is an added advantage
    • Must be resident in Kogi

    Relevant Skills

    • Apt attention to details
    • Proven simple/complex analytical skills
    • Excellent communication, presentation and interpersonal skills
    • Agility and perseverance

    go to method of application »

    Field Credit Officer (Ekiti State)

    Job Purpose

    • As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due. As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
    • You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities. Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.

    Job Responsibilities

    • Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
    • Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
    • Review and approve (or decline) loan requests by thoroughly analyzing all the data available
    • Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
    • Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
    • Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
    • Perform all other credit related functions as may be assigned by a supervisor

    Qualifications

    • A minimum of an OND in any business related discipline
    • A minimum of 2 years experience in a sales role for credit products in a financial institution
    • Demonstrable knowledge of credit risk analysis
    • A good knowledge of financial analysis is an added advantage
    • Must be resident in Ekiti

    Relevant Skills

    • Apt attention to details
    • Proven simple/complex analytical skills
    • Excellent communication, presentation and interpersonal skills
    • Agility and perseverance

    Method of Application

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Average Salary at Moniepoint Inc.
₦ 142K from 9 employees
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