Jobs at ICS Outsourcing

Location: Victoria Island

Job Description

• To drive the deposit mobilization arm of the business.
• Develop and implement a business plan for identified target markets with identified volumes to drive high volumes of new deposits to the company.
• Develop and implement a business development plan to improve the deposit mobilization and retention of deposit and also manage withdrawal attrition.
• Develop and maintain relationships with corporate clients and individual depositors
• Build new relationships with existing customers and new customers
• Ensure fixed deposit account opening form is duly completed and registered
• Advice client of deposit status
• Innovate and develop attractive value added deposit products together with the Marketing Department to achieve the overall deposit targets.
• Innovate and improve ways of rewarding depositors in terms of interest earning on ordinary deposit, and fixed deposits
• Liaise with Branch Supervisors to ensure that, due diligence is always enforced to meet the requirements of the regulator and also protect the interest of both the depositors and the organization.

ACCOUNTABILITIES

• 50M fixed deposit per month
• Pipeline and lead generation

ACADEMIC QUALIFICATIONS & REQUIREMENTS  

• Bachelor degree
• 3 to 5 years in a similar role

KEY PERFORMANCE INDICATORS - KPI (Performance Measures & Targets)

• Meeting 100% of sales target
• Ensure deposit portfolio is in line with the Banks approved Cost of funds
• Establish a minimum of 8 new accounts monthly

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Location: Victoria Island, Lagos

Job Description

• Source for borrowing clients within specified catchment area
• Administer all aspects of client relationship from customer acquisition to loan request evaluation and application, management and timely repayment
• Ensure close monitoring of disbursed loans in their portfolio to ensure that delayed payments and defaults are kept to the barest minimum.
• Develop sound knowledge of client businesses
• Ensure client files and documentation are kept up to date
• Contribute to development and marketing of new products and services based on client interactions, in line with the bank’s strategy.
• Build solid customer relationships and ensure customer loyalty and satisfaction
• Ensure customer retention within parameters specified by management.
• For group loans, administer group formation, lead group meetings and ensure timely repayment of group loans
• Ensure achievement of approved business targets in compliance with lending guidelines and other regulations.
• Prepare performance reports for management as required

Qualifications

• First degree / HND in finance, management or other numerate discipline
• Proficiency with MS Office tools especially Word, Excel
• Minimum of 2 years’ experience in microfinance lending
• Familiarity with group lending operations
• Familiarity with banking applications preferred
• Professional certifications in HR, Project management or IT is an advantage

Remuneration

• N60,000 net pay
• Performance based pay
• HMO + Pension