Jobs at Moniepoint Inc.

About the role

• We are seeking an analytical and execution-driven Credit Risk Analyst to serve as the embedded risk owner within one of Moniepoint’s consumer lending product squads. In this role you will bring together credit policy and portfolio management analytics to ensure every product and feature balances rapid growth with robust credit risk controls.
• You will design, monitor, and refine credit policies and decision rules for your squad; oversee portfolio performance and compliance with CBN/MFB and KYC/AML standards; and partner with product, engineering, and operations to build “risk-by-design” products from day one.
• This role requires a rare mix of analytical depth, regulatory understanding, and product instinct - you will be at the centre of how Moniepoint manages risk at scale within your squad.

Key Responsibilities 

• Lead end-to-end risk assessment design for new products and features within your squad
• Develop and maintain credit policies and decision rules aligned with company risk appetite
• Collaborate with the Decision Science team to develop credit scorecards
• Monitor portfolio quality and produce portfolio performance reports
• Partner with Decision Science to develop credit scoring models and monitor their effectiveness
• Identify and mitigate operational, fraud, and process risks in collaboration with wider teams
• Provide risk-based input on pricing, limits, and product design
• Maintain dashboards and analytics for repayment behaviour, cohort trends, and other risk KPIs
• Act as the squad’s liaison to central Compliance/Legal and escalate issues promptly
• Champion a “risk by design” culture by educating squad members on best practices

Requirements

• A minimum of 3 years experience in consumer credit portfolio management
• Strong knowledge of regulatory requirements (CBN guidelines, AML/CFT, Data Protection, etc.)
• SQL Essential, Python (NumPy, Pandas etc.) desirable
• Demonstrable experience in Credit Risk management (acquisition optimisation, portfolio management etc.)
• Ability to balance commercial goals with risk appetite
• Excellent communicator - can translate risk concepts for product/engineering
• A good knowledge of financial analysis is an added advantage
• An empathetic, inclusive and curious attitude.

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About This Role

• We are looking for a Senior Product Designer (Design System) who thinks at a system level and understands how to create a scalable UI ecosystem that spans multiple products, teams, and platforms.
• You are not just designing static screens; you are building the foundation of our product user interfaces.
• In this role, you will take full ownership of our component libraries, interaction models, and cross-platform design consistency. You will act as the bridge between design and engineering, ensuring that our visual assets translate seamlessly into clean, reusable, and accessible production code.

Responsibilities

• UI Craft & Visual Excellence: Maintain an exceptionally high standard for layout, typography, colour, spacing, visual hierarchy, and overall digital finish across all reusable elements.
• Component Architecture: Design, build, and maintain robust component libraries (buttons, inputs, cards, navigation, forms, tables, etc.) that scale seamlessly across products.
• Interaction & Motion Design: Define interactive behaviors and state transitions (e.g., hover, focus, disabled, loading, and mobile behaviors) to ensure components feel alive and intuitive.
• Design Token Management: Structure and maintain design tokens (colours, spacing, typography, border-radius, shadows) to drive consistency between design environments and code.
• Figma Library Architecture: Organize complex variants, properties, and components within Figma to empower other product designers to build quickly and accurately.
• Engineering Collaboration: Partner closely with engineering teams to navigate technical constraints across Web, React, Flutter, Android, and iOS/Native app environments.
• Documentation & Governance: Create clear, comprehensive usage guidelines and documentation outlining when, why, and how components should (and should not) be used.

What Success Looks Like in This Role

• High Adoption & Efficiency: Design and engineering teams actively use the system, resulting in significantly accelerated product shipping cycles.
• Flawless Cross-Platform Consistency: A unified look, feel, and interactive behavior across all customer-facing touchpoints (Web, Android, iOS).
• Best-in-Class Documentation: A central, living source of truth that leaves no ambiguity regarding design tokens, component rules, or brand compliance.
• Scalable Architecture: A foundational library that handles future product expansions, rebrands, or theme changes with minimal friction.

Experience & Background

• Proven Design System Track Record: Extensive experience building, scaling, and maintaining production-ready design systems rather than just standalone product features.
• Cross-Platform Expertise: Deep understanding of the constraints and guidelines governing multiple platforms, including Web, iOS, and Android.
• Systems-Thinking Mindset: A portfolio demonstrating how individual design decisions impact multiple products, scale sustainably, and optimize designer/engineer workflows.
• Front-End Alignment: Strong familiarity with how developers inspect, build, and consume components in code repositories.

Skills & Competencies:

• Expert Figma Proficiency: Advanced knowledge of Figma libraries, auto-layout, components, variants, variables, and library publication.
• Accessibility Champion: Solid grasp of accessibility standards (WCAG), contrast requirements, and inclusive design principles.
• Technical Literacy: Familiarity with component-driven frameworks (React, Flutter) and Atomic Design methodology.
• Communication & Documentation: Excellent writing and presentation skills, with an ability to translate complex design system choices into clear executive-level updates and technical guidelines.

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Job Purpose

• We are looking for an experienced Database Administrator to join our team!
• As a Database Administrator at our company, you will be responsible for designing, testing, planning, implementing, protecting, operating, managing and maintaining our company's databases.
• You will provide technical support to other team members and evaluate new database solutions and technologies, the goal is to provide a seamless flow of information throughout the company. 

What you’ll get to do

• Create, monitor and maintain the company’s databases 
• Diagnose and resolve problems quickly
• Proactively and regularly make recommendations for system improvements
• Implement and manage company data management policies
• Managing database access and permissions.
• Ensuring that databases meet users’ requirements.
• Liaise with programmers, applications/operational staff, IT project managers and other technical staff.
• Reviewing and managing database security, integrity and backup procedures and performance tuning.
• Devising and implementing processes for resolving faults and data loss.
• Writing disaster recovery plans.
• Archiving data.
• Replicating data for disaster recovery.

To succeed in this role, we think you should have

• Bachelor’s Degree in Computer Science or a related information technology field 
• 3-5 years of experience as a Database Administrator or similar role
• Extensive knowledge of database technology, networks and server operating systems and hardware.
• Extensive experience in administering, managing and tuning databases
• Good understanding of data and schema standards and concepts
• Good understanding of database design, implementation, troubleshooting and maintenance 
• Expertise in SQL and hands-on experience with MySQL, Cloud Spanner, BigTable and Clickhouse or other DBMS
• Meticulous attention to detail
• Critical thinking and problem-solving skills
• Ability to work independently and as part of a team